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421 Flora Ln, Coldwater, OH 45828 Property Records

Mercer County property record for 421 Flora Ln, Coldwater, OH 45828

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,565 sqft · built 2016
Lot Size0.119 acres (5,225 sqft)
OwnerIndividual Name on Record
Last Sale$198,333 (May 2026)
Tax Bill$2,338 (2025)
Deeds & MortgagesMay 2026 Sale
May 2026 Sale
+ 6 more
Flood ZoneZone X (minimal risk)
APN05-022500.0108

Property Details

APN / Parcel Number

Primary APN05-022500.0108
Alternative APN
  • 08-34-153-037

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,565 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleCondo/Apartment
Lot Area5,225 sqft (0.119 acres)
Lot Dimensions95 ft deep x 55 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address421 FLORA LN
CityCOLDWATER
StateOH
Zip45828-1880
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionNATURE'S VILLA COLDWATER CONDOMINIUM SEC 11 UNIT 421
Legal SubdivisionNATURE'S VILLA
JurisdictionMERCER OH
Township / Civil DivisionBUTLER
Census Block Group4
Census Block4001
Census Tract967700

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address421 FLORA LN, COLDWATER, OH 45828-1880
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Fiduciary Deed, Transfer
FOUR SEASONS TITLE, FOUR DIAMOND TITLE
May 1, 2026Warranty Deed, Transfer
FOUR SEASONS TITLE, FOUR DIAMOND TITLE
May 1, 2026Affidavit of Death of Trustee, Transfer
Aug 22, 2017Deed of Trust, Mortgage · Commercial Mortgage
MINSTER BANK
Sep 29, 2017Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 29, 2017Beneficiary Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 21, 2017Correction Deed
ATTORNEY ONLY, ATTORNEY
Jun 22, 2017Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2026 · Amount on Record
Deed SaleMay 1, 2026 · Amount on Record
Prior SaleMay 1, 2026 · Amount on Record
Deed Document Number20261947
Record UpdatedSep 20, 2026

May 2026: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionMERCER OH
Recording DateMay 1, 2026
Property Address421 FLORA LN, COLDWATER, OH 45828-1880
Document Number0000001946
Instrument DateMay 1, 2026
Instrument2026.1946
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyFOUR SEASONS TITLE, FOUR DIAMOND TITLE

Transaction

AmountAmount Recorded
Tax$60,095.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 FLORA LN, COLDWATER, OH 45828-1880

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateMay 1, 2026
Property Address421 FLORA LN, COLDWATER, OH 45828-1880
Document Number0000001947
Instrument DateMay 1, 2026
Instrument2026.1947
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyFOUR SEASONS TITLE, FOUR DIAMOND TITLE

Transaction

AmountAmount Recorded
Tax$60,095.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 FLORA LN, COLDWATER, OH 45828-1880

May 2026: Affidavit of Death of Trustee, Transfer

Document TypeAffidavit of Death of Trustee
JurisdictionMERCER OH
Recording DateMay 1, 2026
Property Address421 FLORA LN, COLDWATER, OH 45828-1880
Document Number0000001945
Instrument DateMay 1, 2026
Instrument20261945
Transaction TypeTransfer
Record UpdatedAug 28, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address421 FLORA LN, COLDWATER, OH 45828-1880

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address421 FLORA LN, COLDWATER, OH 45828-1880
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700003931
DateAug 22, 2017
Instrument201700003931
Lender
NameMINSTER BANK
TypeBank
AddressMINSTER, OH 45865
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term10 Months
DueJun 15, 2018

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateSep 29, 2017
Property Address421 FLORA LN, COLDWATER, OH 45828-1880
Document Number201700004543
Map ReferenceDOC201700002436
Instrument DateSep 29, 2017
Instrument201700004543
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 FLORA LN, COLDWATER, OH 45828-1880

September 2017: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionMERCER OH
Recording DateSep 29, 2017
Property Address421 FLORA LN, COLDWATER, OH 45828-1880
Document Number201700004544
Map ReferenceDOC201700002436
Instrument DateSep 29, 2017
Instrument201700004544
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

August 2017: Correction Deed

Document TypeCorrection Deed
JurisdictionMERCER OH
Recording DateAug 21, 2017
Property Address421 FLORA LN, COLDWATER, OH 45828-1880
Document Number201700003905
Map ReferenceDOC201700002130
Instrument DateAug 21, 2017
Instrument201700003905
Record UpdatedApr 25, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 SOUTHWOOD DR, COLDWATER, OH 45828-1302

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateJun 22, 2017
Property Address421 FLORA LN, COLDWATER, OH 45828-1880
Document Number201700002809
Instrument DateJun 19, 2017
Instrument201700002809
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 SOUTHWOOD DR, COLDWATER, OH 45828-1302

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionButler Township
MunicipalityColdwater Village
Unified School DistrictColdwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,338.00$80,400 (-) Land $4,380 Building $76,020
2024$2,338.00 (+0.52%)$80,400 (-) Land $4,380 Building $76,020
2023$2,326.00 (+31.49%)$80,400 (+41.28%) Land $4,380 Building $76,020$229,700 (+41.27%) Land $12,500 Building $217,200
2022$1,769.00$56,910 Land $3,290 Building $53,620
2020$162,600 Land $9,400 Building $153,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER VILLAGE
serves 4,774 people · EPA ID OH5400112
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless		2,000 / 2,000
NKTELCO - Goldstar
Fiber		1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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