Mercer County property record for 412 Flora Ln, Coldwater, OH 45828
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,797 sqft · built 2007 |
| Lot Size | 0.11 acres (4,692 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,013 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-244000.0000 |
| Primary APN | 05-244000.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,797 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 4,692 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 412 FLORA LN |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1879 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | NATURE'S VILLA COLDWATER CONDOMIUM UNIT 412 ALSO PT LOT 1581 |
| Legal Subdivision | NATURE'S VILLA |
| Legal Lot Number | 1581 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 967700 |
412 Flora Ln, a condominium, is owned by two individuals who acquired it in September 2011.
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 310 S OAK ST, COLDWATER, OH 45828-1619 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 16, 2011 |
| Transfer Doc | 0000004243 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 412 Flora Ln was $3,013.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,013.00 | $90,520 (-) Land $4,380 Building $86,140 | |
| 2024 | $3,013.00 (+1.93%) | $90,520 (-) Land $4,380 Building $86,140 | |
| 2023 | $2,956.00 (+30.97%) | $90,520 (+47.28%) Land $4,380 Building $86,140 | $258,600 Land $12,500 Building $246,100 |
| 2022 | $2,257.00 | $61,460 Land $3,290 Building $58,170 | |
| 2020 | $175,600 Land $9,400 Building $166,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Flora Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 412 Flora Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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