421 Findlay St, Findlay, OH 45840 Property Records

Hancock County property record for 421 Findlay St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 2008
Lot Size	0.262 acres (11,400 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Nov 2021)
Tax Bill	$1,444 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`1010-134-05-017.000`

Property Details

APN / Parcel Number

Primary APN	`1010-134-05-017.000`
Alternative APN	`600000316650`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	828 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,400 sqft (0.262 acres)
Lot Dimensions	150 ft deep x 76 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	421 FINDLAY ST
City	FINDLAY
State	OH
Zip	45840-3442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANCE ADD LOT 748 E25.22FT N150 & N150FT LOT 749
Legal Subdivision	VANCE ADD
Legal Lot Number	748,749
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1030
Census Tract	901

Owner

421 Findlay St is owned and occupied by an individual who bought it in November 2021.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	421 FINDLAY ST, FINDLAY, OH 45840-3442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Fiduciary Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Feb 17, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	Mar 4, 2008 · Amount on File
Deed Document Number	202112831
Deed Book / Page	2588 / 3807
Prior Transfer Date	Feb 17, 2017
Prior Transfer Doc	02514/1771
Record Updated	Sep 20, 2026

November 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 3, 2021
Property Address	421 FINDLAY ST, FINDLAY, OH 45840-3442
Document Number	2588/3807
Book / Page	2588 / 3807
Instrument Date	Oct 29, 2021
Instrument	202100012831
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 FINDLAY ST, FINDLAY, OH 45840-3442

Mortgage

Document Number	202100012832
Date	Nov 3, 2021
Instrument	202100012832

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Feb 17, 2017
Property Address	421 FINDLAY ST, FINDLAY, OH 45840-3442
Document Number	02514/1771
Book / Page	2514 / 1771
Instrument Date	Feb 17, 2017
Instrument	201700001569
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13725 TOWNSHIP ROAD 190, FINDLAY, OH 45840-9282

Tax Assessment & Valuation

The 2025 property tax bill for 421 Findlay St was $1,444 with a homeowner's exemption, up 11.9% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,444.00 (+11.94%) Homeowner's exemption	$47,110 (+29.71%) Land $6,660 Building $40,450	$134,600 Land $19,020 Building $115,580
2024	$1,290.00 (-0.15%)	$36,320 (-) Land $5,120 Building $31,200
2023	$1,292.00 Homeowner's exemption	$36,320 Land $5,120 Building $31,200
2022			$103,770 Land $14,630 Building $89,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Findlay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	10 (2007–2017)
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Findlay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, HDER Link, MetaLINK Technologies.

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