421 Elm St, Lancaster, SC 29720 Property Records

Lancaster County property record for 421 Elm St, Lancaster, SC 29720 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	1,128 sqft Living Area
Lot Size	8,057 sqft (0.185 acres)
Occupancy	Owner Occupied
Last Sale	$87,000 (2023)
Tax Bill	$2,333.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0081A-0K-021.00`
Alternative APN	`12575`

Interior

Full Baths	1 Baths
Building Area	1,128 sqft Living Area
Gross Area	1,388 sqft Gross Area
Stories	1 Stories
Primary Flooring	Wood Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,057 sqft (0.185 acres)
Lot Width	68 ft Width
Porch	1 Porch
Porch Area	260 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	12575
Street Address	421 ELM ST
City	LANCASTER
State	SC
Zip	29720-2450
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	66X122.6X70X109
Legal Block	4
Legal Lot Number	4
Jurisdiction	LANCASTER SC
Minor Civil Division	LANCASTER
Census Blockgroup	3
Census Block	3028
Census Tract	10800

Owner

Source: Lancaster County records · APN 0081A-0K-021.00

Assessment roll updated March 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	421 ELM ST, LANCASTER, SC 29720-2450
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2023 · Amount on Record
Deed Sale	Jun 13, 2023 · Amount on Record
Deed Doc Number	20237384
Deed Book / Page	1676 / 76
Prior Transfer Date	Jul 20, 2007
Prior Transfer Doc	0000011170
Record Refreshed	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 13, 2023
Property Address	421 ELM ST, LANCASTER, SC 29720-2450
Document Number	0000007384
Book / Page	1676 / 76
Map Reference	PL 99-87
Instrument Date	Jun 08, 2023
Instrument	2023007384
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$226.20
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	421 ELM ST, LANCASTER, SC 29720-2450

Mortgage

Document Number	0000007385
Date	Jun 13, 2023
Book Page	4973/39
Instrument	2023007385

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,333.00 (+12.76%)	$5,444 (+237.3%) Land $1,016 Building $4,428	$107,200 (+298.51%) Land $20,000 Building $87,200
2024	$2,069.00 (+188.56%)
2023	$717.00 (-0.14%)	$1,614 (-) Land $228 Building $1,386	$26,900 (-) Land $3,800 Building $23,100
2022	$718.00	$1,614 Land $228 Building $1,386	$26,900 Land $3,800 Building $23,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (45057C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.