Lancaster County property record for 401 Elm St, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,202 sqft · built 1939 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Apr 2015) |
| Tax Bill | $824 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0081A-0K-019.00 |
| Primary APN | 0081A-0K-019.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,202 sqft Living Area |
| Gross Area | 1,394 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,144 sqft (0.164 acres) |
| Lot Width | 99 ft Width |
| Porch | Porch |
| Porch Area | 192 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 12573 |
|---|---|
| Street Address | 401 ELM ST |
| City | LANCASTER |
| State | SC |
| Zip | 29720-2450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 100.8X62X98.5X77.5 |
| Legal Subdivision | LANCASTER PLANT VILLAGE |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10800 |
401 Elm St is owned by two individuals who bought it in April 2015.
Source: Lancaster County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3734 GOLD MINE HWY, KERSHAW, SC 29067-8065 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2015 · Amount on File |
| Deed Sale | Apr 22, 2015 · Amount on File |
| Prior Sale | Jan 26, 2007 · Amount on File |
| Deed Document Number | 20155465 |
| Deed Book / Page | 865 / 288 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 401 Elm St was $824, up 12.7% from the year before.
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $824.00 (+12.72%) | $1,918 Land $332 Building $1,586 | $43,900 Land $7,600 Building $36,300 |
| 2024 | $731.00 (-1.75%) | ||
| 2023 | $744.00 | $1,668 Land $264 Building $1,404 | $27,800 Land $4,400 Building $23,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 401 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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