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421 Elbert St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 421 Elbert St, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,768 sqft · built 1968
Lot Size0.576 acres (25,091 sqft)
Owner2 Individual Names on File
Last Sale$1,165,000 (Nov 2025)
Tax Bill$21,741 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Jan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN48-01302-0000-00009

Property Details

APN / Parcel Number

Primary APN48-01302-0000-00009
Alternative APN
  • 480130200009

Interior

Stories2 Stories
Building Area2,768 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeFrame
Lot Area25,091 sqft (0.576 acres)
Lot Dimensions193 ft deep x 130 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address421 ELBERT ST
CityRAMSEY
StateNJ
Zip07446-1008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.576AC
Legal Block1302
Legal Lot Number9
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1003
Census Tract44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-01302-0000-00009

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address421 ELBERT ST, RAMSEY, NJ 07446-1008
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Deed, Transfer · Conventional Mortgage
USALLIANCE FCU
Jan 07, 2020Quit Claim Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 25, 2025 · Amount on Record
Deed SaleNov 25, 2025 · Amount on Record
Prior SaleDec 02, 2003 · Amount on Record
Deed Document Number202580398
Deed Book / Page5655 / 1082
Prior Transfer DateSep 10, 2019
Prior Transfer Doc0034530991
Record UpdatedSep 20, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateNov 25, 2025
Property Address421 ELBERT ST, RAMSEY, NJ 07446-1008
Document Number0056551082
Book / Page5655 / 1082
Instrument DateSep 17, 2025
Instrument2025080398
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyMAIN STREET TTL & STLMT SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$23,221.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 WHITE TAIL DR, GOSHEN, NY 10924-5106

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 ELBERT ST, RAMSEY, NJ 07446-1008

Mortgage

Document Number2025080399
DateNov 25, 2025
Instrument2025080399
Lender
NameUSALLIANCE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2055

Mortgage

Document Number0056551104
DateNov 25, 2025
Book Page5655/1104
Instrument2025080400
Lender
NameUSALLIANCE FCU
TypeCredit Union
AddressCHELMSFORD, MA 01824
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueSep 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateJan 07, 2020
Property Address421 ELBERT ST, RAMSEY, NJ 07446-1008
Document Number0034530991
Book / Page003453 / 000991
Instrument DateSep 10, 2019
Instrument20000910
Transaction TypeTransfer
Record UpdatedFeb 12, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 851 GOSHEN NY 109240851, GOSHEN, NY 10924-0851

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,049,800 (-0.58%) Land $459,400 Building $590,400$1,049,800 (-0.58%) Land $459,400 Building $590,400
2025$21,741.00 (-5.93%)$1,055,900 (+28.93%) Land $459,400 Building $596,500$1,055,900 (+28.93%) Land $459,400 Building $596,500
2024$23,112.00 (+7.59%)
2023$819,000 Land $378,700 Building $440,300$819,000 Land $378,700 Building $440,300
2022$21,482.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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