Bergen County and Ramsey Borough property record for 409 Elbert St, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4,451 sqft · built 1968 |
| Lot Size | 0.674 acres (29,359 sqft) |
| Owner | Individual Name on File |
| Last Sale | $875,000 (Dec 2011) |
| Tax Bill | $25,126 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01302-0000-00010 |
| Primary APN | 48-01302-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,451 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Construction Type | Frame |
| Lot Area | 29,359 sqft (0.674 acres) |
| Lot Dimensions | 193 ft deep x 152 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 409 ELBERT ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.674AC |
| Legal Block | 1302 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-01302-0000-00010
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 ELBERT ST, RAMSEY, NJ 07446-1008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2011 · Amount on Record |
| Deed Sale | Dec 06, 2011 · Amount on Record |
| Deed Document Number | 20118900526 |
| Deed Book / Page | 890 / 526 |
| Prior Transfer Date | Apr 15, 1999 |
| Prior Transfer Doc | 0000074557 |
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,220,500 (+0.02%) Land $462,300 Building $758,200 | $1,220,500 (+0.02%) Land $462,300 Building $758,200 | |
| 2025 | $25,126.00 (-3.29%) | $1,220,300 (+32.54%) Land $462,300 Building $758,000 | $1,220,300 (+32.54%) Land $462,300 Building $758,000 |
| 2024 | $25,982.00 (+7.59%) | ||
| 2023 | $920,700 Land $381,100 Building $539,600 | $920,700 Land $381,100 Building $539,600 | |
| 2022 | $24,149.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030441001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Nearby Flood Policies | 14 in force 13 of 14 on primary residences |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011, rainfall accumulation |
| Wildfire Risk | Low above 5% of the US · above 12% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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