421 E Union St, Rockton, IL 61072 Property Records

Winnebago County property record for 421 E Union St, Rockton, IL 61072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 732 sqft · built 1941
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$79,900 (Jul 2019)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-13-458-012`

Property Details

APN / Parcel Number

Primary APN	`03-13-458-012`
Alternative APN	`049D042`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	732 sqft Living Area

Exterior

Year Built	Built 1941
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Old Parcel Number	049D042
Street Address	421 E UNION ST
City	ROCKTON
State	IL
Zip	61072-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDENTIAL SING FAM
Legal Description	SYLVESTER TALCOTTS ADDN TO ROCKTON S 100 FT LOT 008 BLOCK 005
Legal Township	09N
Legal Subdivision	SYLVESTER TALCOTTS ADD
Legal Block	5
Legal Lot Number	8
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	2
Census Block	2021
Census Tract	4002

Owner

Source: Winnebago County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 E UNION ST, ROCKTON, IL 61072-2242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Jul 25, 2019	Warranty Deed, Transfer METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC
Sep 1, 2017	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	May 30, 2006 · Amount on Record
Deed Document Number	1924840
Record Updated	Jun 7, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	421 E UNION ST, ROCKTON, IL 61072-2242
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038917
Date	Oct 28, 2021
Instrument	2138917

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 25, 2019
Property Address	421 E UNION ST, ROCKTON, IL 61072-2242
Document Number	0001024840
Instrument Date	Jul 24, 2019
Instrument	1024840
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$119.85
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E UNION ST ROCKTON IL 610722242, ROCKTON, IL 61072-2242

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	421 E UNION ST, ROCKTON, IL 61072-2242
Document Number	0001027929
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E UNION ST ROCKTON IL 610722242, ROCKTON, IL 61072-2242

Mortgage

Document Number	0001027929
Date	Sep 12, 2017
Instrument	1027929

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	Rockton Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$35,665 Land $6,630 Building $29,035	$106,995 Land $19,890 Building $87,105

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKTON serves 7,863 people · EPA ID IL2010350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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