409 E Union St, Rockton, IL 61072 Property Records

Winnebago County property record for 409 E Union St, Rockton, IL 61072

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,380 sqft · built 1925
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Jun 2005)
Tax Bill	$3,465 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-13-458-010`

Property Details

APN / Parcel Number

Primary APN	`03-13-458-010`
Alternative APNs	`313458010` `049D040`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Foundation Type	No Foundation
Lot Area	20,038 sqft (0.46 acres)
Garage Area	280 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	049D040
Street Address	409 E UNION ST
City	ROCKTON
State	IL
Zip	61072-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	SYLVESTER TALCOTTS ADDN TO ROCKTON LOT006 BLOCK 005
Legal Subdivision	SYLVESTER TALCOTTS ADDN TO ROCKTON
Legal Block	005
Legal Lot Number	006
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	2
Census Block	2021
Census Tract	4002

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1487 S CHOLLA ST, GILBERT, AZ 85233-8504
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2005 · Amount on Record
Deed Sale	Jun 3, 2005 · Amount on Record
Deed Document Number	2005532326
Last Transfer Date	Aug 13, 2025
Transfer Doc	0000020606
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	409 E UNION ST, ROCKTON, IL 61072-2242
Document Number	0001004888
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 1, 2017
Title Company	SECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 E UNION ST ROCKTON IL 610722242, ROCKTON, IL 61072-2242

Mortgage

Document Number	0001004888
Date	Feb 16, 2017
Instrument	1004888

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 15, 2032

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	Rockton Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,465.00	$45,519 (+34.15%) Land $12,040 Building $33,479	$136,557 (+34.15%) Land $36,120 Building $100,437
2022		$33,931 Land $8,975 Building $24,956	$101,793 Land $26,925 Building $74,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKTON serves 7,863 people · EPA ID IL2010350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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