417 E Ramsey St, Bancroft, IA 50517 Property Records

Kossuth County property record for 417 E Ramsey St, Bancroft, IA 50517

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,280 sqft · built 1975
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (May 2025)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-24-259-013`

Property Details

APN / Parcel Number

Primary APN	`10-24-259-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Basement Area	1,280 sqft
Finished Basement	700 sqft
Unfinished Basement	580 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	417 E RAMSEY ST
City	BANCROFT
State	IA
Zip	50517-5009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 10' OF LOT 16 & ALL L 17 & W 1/2 OF
Legal Subdivision	WESTERN TOWN LOT COMPANYS FIRST ADDITION
Legal Block	15
Jurisdiction	KOSSUTH IA
Township / Civil Division	GREENWOOD
Census Block Group	2
Census Block	2024
Census Tract	950300

Owner

417 E Ramsey St is owned and occupied by two individuals who bought it in May 2025.

Source: Kossuth County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	417 E RAMSEY ST, BANCROFT, IA 50517-5009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Prior Sale	Sep 20, 2016 · Amount on File
Deed Document Number	20251354
Deed Book / Page	2025 / 1354
Prior Transfer Date	Feb 15, 2021
Prior Transfer Doc	002021/462
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	417 E RAMSEY ST, BANCROFT, IA 50517-5009
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/1505
Date	Jun 1, 2021
Book Page	2021/1505
Instrument	2021 1505

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSSUTH IA
Recording Date	Feb 17, 2021
Property Address	417 E RAMSEY ST, BANCROFT, IA 50517-5009
Document Number	002021/462
Book / Page	2021 / 462
Instrument Date	Feb 15, 2021
Instrument	2021 0462
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 E RAMSEY ST, BANCROFT, IA 50517-5009

Tax Assessment & Valuation

The 2025 property tax bill for 417 E Ramsey St was $1,468 with a homeowner's exemption, down 21.7% from the year before.

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bancroft City
County	Kossuth County
Unified School District	North Kossuth Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,468.00 (-21.75%) Homeowner's exemption	$108,086 Land $11,050 Building $97,036
2024	$1,876.00
2023		$114,422 Land $11,050 Building $103,372	$114,422 Land $11,050 Building $103,372
2021	$1,648.00		$108,086 Land $11,050 Building $97,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 E Ramsey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 E Ramsey St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANCROFT WATER SUPPLY serves 711 people · EPA ID IA5507085
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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