421 E Howard St, Hibbing, MN 55746 Property Records

St. Louis County property record for 421 E Howard St, Hibbing, MN 55746

Property Summary

Property Type	Commercial
Details	6,625 sqft · built 1922
Lot Size	0.152 acres (6,648 sqft)
Owner	Company on Record
Last Sale	$325,500 (Feb 2023)
Tax Bill	$662 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`140-0070-00540`

Property Details

APN / Parcel Number

Primary APN	`140-0070-00540`
Alternative APNs	`1062242` `1144633`

Interior

Stories	1 Story
Building Area	6,625 sqft Gross Area
1st Floor Area	6,625 sqft
Basement Area	6,625 sqft
Unfinished Basement	6,625 sqft
Flooring	Tile
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,648 sqft (0.152 acres)
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Steam

Location & Zoning

Account Number	1144633
Street Address	421 E HOWARD ST
City	HIBBING
State	MN
Zip	55746
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 1 AND 2, BLOCK 4 SERIAL #
Legal Subdivision	CENTRAL ADDITION
Legal Block	4
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	3
Census Block	3002
Census Tract	12300

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	2410 7TH AVE E, HIBBING, MN 55746-2119
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage HIBBING ECONOMIC DEVELOPMENT AUTHORITY
Mar 30, 2022	Deed of Trust, Mortgage HIBBING ECONOMIC DEVELOPMENT AUTHORITY
Mar 30, 2022	Deed of Trust, Mortgage HIBBING ECONOMIC DEVELOPMENT AUTHORITY
Feb 10, 2023	Warranty Deed, Transfer · Line of Credit AME INC
Nov 26, 2018	Warranty Deed, Transfer SECURITY ST BK/HIBBING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Prior Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	20231065996
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	421 E HOWARD ST, HIBBING, MN 55746-1711
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001074889
Date	Dec 4, 2023
Instrument	1074889

Lender

Name	HIBBING ECONOMIC DEVELOPMENT AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2028

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	421 E HOWARD ST, HIBBING, MN 55746-1711
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001054957
Date	Mar 30, 2022
Instrument	1054957

Lender

Name	HIBBING ECONOMIC DEVELOPMENT AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2027

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	421 E HOWARD ST, HIBBING, MN 55746-1711
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001054958
Date	Mar 30, 2022
Instrument	1054958

Lender

Name	HIBBING ECONOMIC DEVELOPMENT AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 10, 2023
Property Address	421 E HOWARD ST, HIBBING, MN 55746-1711
Document Number	0001065996
Instrument Date	Feb 6, 2023
Instrument	1065996
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	SELLMAN TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,074.15
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2410 7TH AVE E, HIBBING, MN 55746-2119

Mortgage

Document Number	0001065999
Date	Feb 10, 2023
Instrument	1065999

Lender

Name	AME INC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0001065998
Date	Feb 10, 2023
Instrument	1065998

Lender

Name	HIBBING ECONOMIC DEVELOPMENT AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2033

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 26, 2018
Property Address	421 E HOWARD ST, HIBBING, MN 55746-1711
Document Number	00T1005255
Instrument Date	Nov 16, 2018
Instrument	T1005255
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	SELLMAN TITLE COMPANY, SELLMAN TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$95.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	413 E HOWARD ST HIBBING MN 557461711, HIBBING, MN 55746-1711

Mortgage

Document Number	1005256
Date	Nov 26, 2018
Instrument	1005256

Lender

Name	SECURITY ST BK/HIBBING
Type	Bank
Address	HIBBING, MN 55746

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 25, 2023

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$662.00 (+18.21%)
2025	$560.00 (+2.19%)	$30,700 (+27.39%) Land $26,100 Building $4,600	$30,700 (+27.39%) Land $26,100 Building $4,600
2024	$548.00 (-12.18%)	$24,100 (-) Land $22,600 Building $1,500	$24,100 (-) Land $22,600 Building $1,500
2023	$624.00
2022		$24,100 (+6.64%) Land $22,600 Building $1,500	$24,100 (+6.64%) Land $22,600 Building $1,500
2021		$22,600 Land $22,600	$22,600 Land $22,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: CTC, Verizon.

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