413 E Howard St, Hibbing, MN 55746 Property Records

St. Louis County property record for 413 E Howard St, Hibbing, MN 55746

Property Summary

Property Type	Commercial
Details	5,200 sqft · built 1922
Lot Size	0.076 acres (3,324 sqft)
Owner	Company Name on Record
Last Sale	$325,500 (Feb 2023)
Tax Bill	$2,246 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2023 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`140-0070-00570`

Property Details

APN / Parcel Number

Primary APN	`140-0070-00570`
Alternative APNs	`1067774` `1144633`

Interior

Stories	2 Stories
Building Area	5,200 sqft Gross Area
1st Floor Area	2,600 sqft
Basement Area	2,600 sqft
Unfinished Basement	2,600 sqft
Flooring	Tile
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Lot Area	3,324 sqft (0.076 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Steam

Location & Zoning

Account Number	1144633
Street Address	413 E HOWARD ST
City	HIBBING
State	MN
Zip	55746-1711
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 4 BLOCK 4 SERIAL #
Legal Subdivision	CENTRAL ADDITION
Legal Block	4
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	3
Census Block	3002
Census Tract	12300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2410 7TH AVE E, HIBBING, MN 55746-2119
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage HIBBING ECONOMIC DEVELOPMENT AUTHORITY
Feb 10, 2023	Warranty Deed, Transfer · Line of Credit AME INC
May 31, 2017	Deed of Trust, Mortgage HIBBING ECONOMIC DEV AUTHORITY
Mar 31, 2017	Loan Modification, Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Prior Sale	Oct 21, 2016 · Amount on Record
Deed Document Number	20231065996
Prior Transfer Date	Aug 8, 2016
Prior Transfer Doc	0001291046
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	413 E HOWARD ST, HIBBING, MN 55746-1711
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001074889
Date	Dec 4, 2023
Instrument	1074889

Lender

Name	HIBBING ECONOMIC DEVELOPMENT AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2028

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 10, 2023
Property Address	413 E HOWARD ST, HIBBING, MN 55746-1711
Document Number	0001065996
Instrument Date	Feb 6, 2023
Instrument	1065996
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	SELLMAN TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,074.15
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2410 7TH AVE E, HIBBING, MN 55746-2119

Mortgage

Document Number	0001065999
Date	Feb 10, 2023
Instrument	1065999

Lender

Name	AME INC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0001065998
Date	Feb 10, 2023
Instrument	1065998

Lender

Name	HIBBING ECONOMIC DEVELOPMENT AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2033

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	413 E HOWARD ST, HIBBING, MN 55746-1711
Document Number	000T989405
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	000T989405
Date	Sep 6, 2017
Instrument	T989405

Lender

Name	HIBBING ECONOMIC DEV AUTHORITY

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Sep 5, 2024

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	413 E HOWARD ST, HIBBING, MN 55746-1711
Document Number	000T984203
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	417 E HOWARD ST HIBBING MN 557461711, HIBBING, MN 55746-1711

Mortgage

Document Number	000T984203
Date	Apr 24, 2017
Instrument	T984203

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 23, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,246.00 (+15.42%)
2025	$1,946.00 (+223.26%)	$103,400 (+23.24%) Land $9,000 Building $94,400	$103,400 (+23.24%) Land $9,000 Building $94,400
2024	$602.00	$83,900 (+216.6%) Land $7,800 Building $76,100	$83,900 (+216.6%) Land $7,800 Building $76,100
2022		$26,500 Land $7,800 Building $18,700	$26,500 Land $7,800 Building $18,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: CTC, Verizon.

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