421 E Elm St, Albany, IN 47320 Property Records

Delaware County property record for 421 E Elm St, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 1960
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$220,986 (Aug 2024)
Tax Bill	$741 (2025)
Deeds & Mortgages	Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-08-01-312-001.000-005`

Property Details

APN / Parcel Number

Primary APN	`18-08-01-312-001.000-005`
Alternative APN	`0801312001000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	800 ft deep x 1,250 ft wide
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08 01 312 001 000
Street Address	421 E ELM ST
City	ALBANY
State	IN
Zip	47320-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A L CO SUB BLK 50 LOT 1 & 3
Legal Subdivision	A L CO SUB
Legal Block	50
Legal Lot Number	1,3
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	6
Census Block	6035
Census Tract	2700

Owner

421 E Elm St is owned and occupied by two individuals who bought it in August 2024.

Source: Delaware County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 E ELM ST, ALBANY, IN 47320-1256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2024 · Amount on File
Deed Sale	Aug 23, 2024 · Amount on File
Deed Document Number	202411618
Prior Transfer Date	Jan 9, 2023
Prior Transfer Doc	2023R00478
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE IN
Recording Date	Jan 10, 2023
Property Address	421 E ELM ST, ALBANY, IN 47320-1256
Document Number	2023R00478
Map Reference	PB3PG15DE1985PG3095
Instrument Date	Jan 9, 2023
Instrument	2023R00478
Transaction Type	Transfer
Record Updated	Feb 1, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 E ELM ST, ALBANY, IN 47320-1256

Tax Assessment & Valuation

The 2025 property tax bill for 421 E Elm St was $741, up 17.4% from the year before.

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Albany Town
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$741.00 (+17.43%)	$109,000 Land $20,000 Building $89,000	$109,000 Land $20,000 Building $89,000
2024	$631.00 (+25.2%)
2023	$504.00 (+1.2%)	$82,100 (-0.85%) Land $20,000 Building $62,100	$82,100 (-0.85%) Land $20,000 Building $62,100
2022	$498.00 (+32.45%)	$82,800 Land $20,000 Building $62,800	$82,800 Land $20,000 Building $62,800
2021	$376.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 421 E Elm St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1990–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER DEPARTMENT serves 2,165 people · EPA ID IN5218001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Elm St

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