Delaware County property record for 395 E Elm St, Albany, IN 47320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 1948 |
| Lot Size | 0.29 acres (12,640 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $321 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 18-08-01-311-008.000-005 |
| Primary APN | 18-08-01-311-008.000-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 1,530 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 12,640 sqft (0.29 acres) |
| Lot Dimensions | 1,600 ft deep x 790 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Heating System | Central |
|---|
| Account Number | 08 01 311 008 000 |
|---|---|
| Street Address | 395 E ELM ST |
| City | ALBANY |
| State | IN |
| Zip | 47320-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A L CO SUB EX W 46 FT 0.0000ACRES STR: 012111 IN: 2-4-6-8 OUT: |
| Legal Subdivision | A L CO SUB |
| Jurisdiction | DELAWARE IN |
| Township / Civil Division | DELAWARE |
| Census Block Group | 6 |
| Census Block | 6035 |
| Census Tract | 2700 |
395 E Elm St is owned and occupied by an individual.
Source: Delaware County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 395 E ELM ST, ALBANY, IN 47320-1208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 395 E Elm St was $321, down 16.6% from the year before.
Source: Delaware County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Albany Town |
| County | Delaware County |
| County Subdivision | Delaware Township |
| Unified School District | Delaware Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $321.00 (-16.62%) | $74,000 Land $19,500 Building $54,500 | $74,000 Land $19,500 Building $54,500 |
| 2024 | $385.00 (-3.51%) | ||
| 2023 | $399.00 (+18.05%) | $66,700 (-0.89%) Land $19,500 Building $47,200 | $66,700 (-0.89%) Land $19,500 Building $47,200 |
| 2022 | $338.00 (+17.77%) | $67,300 Land $19,500 Building $47,800 | $67,300 Land $19,500 Building $47,800 |
| 2021 | $287.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 395 E Elm St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1990–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 395 E Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY WATER DEPARTMENT serves 2,165 people · EPA ID IN5218001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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