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421 E Cypress St, Winter Garden, FL 34787 Property Records

Orange County property record for 421 E Cypress St, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 811 sqft · built 2012
Lot Size0.34 acres (14,805 sqft)
OwnerIndividual Name on Record
Tax Bill$1,278 (2025)
Deeds & MortgagesJan 2017 Mortgage
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN12-22-27-6496-20-023

Property Details

APN / Parcel Number

Primary APN12-22-27-6496-20-023
Alternative APNs
  • 272212649620023
  • 111692
  • 112343
  • 113626

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area811 sqft Living Area
Gross Area1,146 sqft
1st Floor Area811 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,805 sqft (0.34 acres)
Garage TypeAttached
Garage Area209 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address421 E CYPRESS ST
CityWINTER GARDEN
StateFL
Zip34787-4003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionOVERSTREET CRATE COMPANYS F/9 THE W 105 FT OF E 132 FT OF W 264 FT OF N1/2 OF N1/2 OF S1/2 BLK S (LESS RD R/W ON N PER P B 42/148) IN SEC 23-22-27 SE1/4 SEE 2290/658 3079/1200
Legal Range27E
Legal Township22S
Legal Section12
Legal SubdivisionOVERSTREET CRATE CO
Legal Tract6496
Legal BlockS
Legal Lot Number23
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group3
Census Block3046
Census Tract17402

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 770595, WINTER GARDEN, FL 34777-0595
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MTG
Jan 23, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 2017
Deed SaleJan 1, 2017
Prior SaleSep 24, 1993 · Amount on Record
Record UpdatedJun 8, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address421 E CYPRESS ST, WINTER GARDEN, FL 34787-4003
Document Number0000040674
Instrument DateJan 16, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 E CYPRESS ST WINTER GARDEN FL 347874003, WINTER GARDEN, FL 34787-4003

Mortgage

Document Number0000040674
DateJan 23, 2017
Instrument40674
Lender
NameROYAL UNITED MTG
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2047

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateJan 23, 2017
Property Address421 E CYPRESS ST, WINTER GARDEN, FL 34787-4003
Document Number0000040673
Instrument DateJan 16, 2017
Instrument40673
Transaction TypeTransfer
Record UpdatedFeb 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 E CYPRESS ST WINTER GARDEN FL 347874003, WINTER GARDEN, FL 34787-4003

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$97,574 (+2.7%)$292,816 (-0.66%) Land $166,556 Building $126,260
2025$1,278.00 (+11.81%) Homeowner's exemption$95,009 (+5.99%)$294,766 (+19.69%) Land $166,556 Building $128,210
2024$1,143.00 (+7.53%)
2023$1,063.00 (+6.73%) Homeowner's exemption$89,642 (+3%)$246,271 (+20.53%) Land $133,245 Building $113,026
2022$996.00 Homeowner's exemption$87,031$204,316 Land $99,934 Building $104,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: CenturyLink, Verizon.

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