420 E Cypress St, Winter Garden, FL 34787 Property Records

Orange County property record for 420 E Cypress St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,616 sqft · built 1950
Lot Size	0.194 acres (8,440 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Apr 2024)
Tax Bill	$5,517 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-22-27-6496-20-028`

Property Details

APN / Parcel Number

Primary APN	`12-22-27-6496-20-028`
Alternative APNs	`272212649620028` `111697` `112348` `113630`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2000
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,440 sqft (0.194 acres)
Lot Width	60 ft Width
Garage Type	Carport
Carport	Carport
Porch	Enclosed Porch
Porch Area	505 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	420 E CYPRESS ST
City	WINTER GARDEN
State	FL
Zip	34787-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	OVERSTREET CRATE COMPANYS F/9 THE E 60 FT OF W 199 FT OF S1/ 2 OF N1/2 OF S1/2 BLK S IN SEC 23-22-27 SE1/4
Legal Range	27E
Legal Township	22S
Legal Section	12
Legal Subdivision	OVERSTREET CRATE CO
Legal Tract	6496
Legal Block	S
Legal Lot Number	28
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3045
Census Tract	17402

Owner

420 E Cypress St is owned and occupied by two individuals who bought it in April 2024.

Source: Orange County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	420 E CYPRESS ST, WINTER GARDEN, FL 34787-4004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 4, 2021	Warranty Deed, Transfer LANDTRUST TTL OF CTRL FL LLC
Feb 4, 2021	Warranty Deed, Transfer LANDTRUST TITLE/ CTRL FLORIDA LLC, LANDTRUST TTL OF CTRL FL LLC
May 22, 2018	Special Warranty Deed, Transfer · FHA Mortgage THE EQUITABLE MORTGAGE CORP
Jun 28, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on File
Deed Sale	Apr 15, 2024 · Amount on File
Prior Sale	Feb 4, 2021 · Amount on File
Deed Document Number	2024215977
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	420 E CYPRESS ST, WINTER GARDEN, FL 34787-4004
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7612 THOMPSON MILL RD, WAKE FOREST, NC 27587-9093

Mortgage

Document Number	0000215978
Date	Apr 15, 2024
Instrument	20240215978

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 4, 2021
Property Address	420 E CYPRESS ST, WINTER GARDEN, FL 34787-4004
Document Number	20210067261
Map Reference	MB F PG 9
Instrument Date	Jan 29, 2021
Instrument	20210067261
Transaction Type	Transfer
Record Updated	Feb 26, 2021
Title Company	LANDTRUST TTL OF CTRL FL LLC

Transaction

Amount	Amount on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3167 TIMBER HAWK CIR, 3167, OCOEE, FL 34761-8503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E CYPRESS ST, WINTER GARDEN, FL 34787-4004

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 4, 2021
Property Address	420 E CYPRESS ST, WINTER GARDEN, FL 34787-4004
Document Number	0000067261
Map Reference	MB F PG 9
Instrument Date	Jan 29, 2021
Instrument	20210067261
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	LANDTRUST TITLE/ CTRL FLORIDA LLC, LANDTRUST TTL OF CTRL FL LLC

Transaction

Amount	Amount on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3167 TIMBER HAWK CIR, 3167, OCOEE, FL 34761-8503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E CYPRESS ST, WINTER GARDEN, FL 34787-4004

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 22, 2018
Property Address	420 E CYPRESS ST, WINTER GARDEN, FL 34787-4004
Document Number	0000304701
Map Reference	MB F PG 9
Instrument Date	May 10, 2018
Instrument	20180304701
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	THE WHITWORTH TITLE GROUP IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,057.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3812 N TAMPA ST, 3812, TAMPA, FL 33603-4744

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 E CYPRESS ST, WINTER GARDEN, FL 34787-4004

Mortgage

Document Number	0000304702
Date	May 22, 2018
Instrument	20180304702

Lender

Name	THE EQUITABLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 28, 2017
Property Address	420 E CYPRESS ST, WINTER GARDEN, FL 34787-4004
Document Number	0000361536
Instrument Date	Jun 16, 2017
Instrument	361536
Transaction Type	Foreclosure
Record Updated	Jul 11, 2017

Transaction

Amount	Amount on Record
Tax	$515.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3812 N TAMPA ST TAMPA FL 336034744, TAMPA, FL 33603-4744

Tax Assessment & Valuation

The 2025 property tax bill for 420 E Cypress St was $5,517, up 13.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,980 (-0.99%) Land $126,600 Building $188,380	$314,980 (-0.99%) Land $126,600 Building $188,380
2025	$5,517.00 (+13.05%)	$318,130 Land $126,600 Building $191,530	$318,130 Land $126,600 Building $191,530
2024	$4,880.00 (+27.82%)
2023	$3,818.00 (+12.49%)	$236,826 (+17.25%) Land $101,280 Building $135,546	$236,826 (+17.25%) Land $101,280 Building $135,546
2022	$3,394.00	$201,981 Land $75,960 Building $126,021	$201,981 Land $75,960 Building $126,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 E Cypress St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 420 E Cypress St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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