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421 Defiance Ave, Findlay, OH 45840 Property Records

Hancock County property record for 421 Defiance Ave, Findlay, OH 45840

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,960 sqft · built 2004
Lot Size0.172 acres (7,501 sqft)
OwnerCompany Name on File
Last Sale$125,000 (Sep 2017)
Tax Bill$1,793 (2025)
Deeds & MortgagesSep 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN1010-131-07-005.000

Property Details

APN / Parcel Number

Primary APN1010-131-07-005.000
Alternative APN
  • 560000189870

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,960 sqft Living Area
1st Floor Area1,112 sqft
2nd Floor Area848 sqft
FlooringBrick
Interior WallsPlaster

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleDuplex Single
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area156 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address421 DEFIANCE AVE
CityFINDLAY
StateOH
Zip45840-3603
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionCORYS DEFIANCE AVE ADD BLK 6 LOT 23
Legal SubdivisionCORYS DEFIANCE AVE ADD
Legal Block6
Legal Lot Number23
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group1
Census Block1005
Census Tract902

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1295 FOSTORIA AVE, FINDLAY, OH 45840-6209
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2017 · Amount on File
Deed SaleSep 8, 2017 · Amount on File
Prior SaleNov 3, 1992
Deed Document Number20177741
Deed Book / Page2525 / 1545
Record UpdatedSep 20, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateSep 8, 2017
Property Address421 DEFIANCE AVE, FINDLAY, OH 45840-3603
Document Number02525/1545
Book / Page2525 / 1545
Instrument DateSep 5, 2017
Instrument201700007741
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2335 FOXFIRE LN, FINDLAY, OH 45840-7143

Mortgage

Document Number201700007742
DateSep 8, 2017
Instrument201700007742
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,793.00 (+30.69%)$57,010 (+51.66%) Land $6,280 Building $50,730$162,890 (+51.65%) Land $17,940 Building $144,950
2023$1,372.00$37,590 Land $4,130 Building $33,460
2022$107,410 Land $11,800 Building $95,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2007)
Most Recent ClaimAug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
HDER Link
Fixed Wireless		500 / 500
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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