414 Defiance Ave, Findlay, OH 45840 Property Records

Hancock County property record for 414 Defiance Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,045 sqft · built 1941
Lot Size	0.181 acres (7,902 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Nov 2020)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Mar 2008 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-131-04-030.000`

Property Details

APN / Parcel Number

Primary APN	`1010-131-04-030.000`
Alternative APN	`560000189230`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,045 sqft Living Area
1st Floor Area	836 sqft
Basement Area	836 sqft
Unfinished Basement	836 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,902 sqft (0.181 acres)
Lot Dimensions	158 ft deep x 50 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	81 sqft
Deck Area	28 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	414 DEFIANCE AVE
City	FINDLAY
State	OH
Zip	45840-3604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORYS DEFIANCE AVE ADD BLK 1 LOT 25 & PT ALY LOT 31-32 MID & PT ALY
Legal Subdivision	CORYS DEFIANCE AVE ADD
Legal Block	1
Legal Lot Number	25
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5019
Census Tract	902

Owner

414 Defiance Ave is owned and occupied by an individual who bought it in November 2020.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	414 DEFIANCE AVE, FINDLAY, OH 45840-3604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2008	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Nov 2, 2020	Survivorship Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Mar 20, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Dec 5, 2005	Sheriff's Deed, Foreclosure · Conventional Mortgage CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Mar 20, 2019 · Amount on File
Deed Document Number	202011151
Deed Book / Page	2574 / 5171
Prior Transfer Date	Jan 16, 2008
Prior Transfer Doc	02332/2442
Record Updated	Sep 20, 2026

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	414 DEFIANCE AVE, FINDLAY, OH 45840-3604
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002335/904
Date	Mar 4, 2008
Book Page	2335/904
Instrument	200800002157

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2038

November 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 2, 2020
Property Address	414 DEFIANCE AVE, FINDLAY, OH 45840-3604
Document Number	02574/5171
Book / Page	2574 / 5171
Instrument Date	Oct 28, 2020
Instrument	202000011151
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	414 DEFIANCE AVENUE, ADA, OH 45810

Mortgage

Document Number	202000011152
Date	Nov 2, 2020
Instrument	202000011152

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 20, 2019
Property Address	414 DEFIANCE AVE, FINDLAY, OH 45840-3604
Document Number	02554/0067
Book / Page	2554 / 0067
Instrument Date	Jul 12, 2018
Instrument	201900001977
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	GOLDEN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 DEFIANCE AVE, FINDLAY, OH 45840-3604

Mortgage

Document Number	201900001978
Date	Mar 20, 2019
Instrument	201900001978

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

December 2005: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 5, 2005
Property Address	414 DEFIANCE AVE, FINDLAY, OH 45840-3604
Document Number	02281/2562
Book / Page	2281 / 2562
Instrument Date	Oct 5, 2005
Instrument	200500016004
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY NC INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1061 ROUTE 12 E, PANDORA, OH 45877

Mortgage

Document Number	200500016005
Date	Dec 5, 2005
Instrument	200500016005

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year T-Bill
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 414 Defiance Ave was $1,669 with a homeowner's exemption, up 30.8% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00 (+30.8%) Homeowner's exemption	$54,470 (+51.6%) Land $6,410 Building $48,060	$155,630 Land $18,320 Building $137,310
2024	$1,276.00 (-0.16%)	$35,930 (-) Land $4,220 Building $31,710
2023	$1,278.00 Homeowner's exemption	$35,930 Land $4,220 Building $31,710
2022			$102,640 Land $12,050 Building $90,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 414 Defiance Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Defiance Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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