421 Cosden Rd, Barclay, MD 21607 Property Records

Queen Anne's County property record for 421 Cosden Rd, Barclay, MD 21607

Property Summary

Property Type	Rural Home
Details	2 ba · 2,016 sqft · built 1992
Lot Size	17 acres (740,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2022)
Tax Bill	$2,909 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-013777`

Property Details

APN / Parcel Number

Primary APN	`01-013777`
Alternative APNs	`1013777` `013777`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,016 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	740,956 sqft (17 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	013777
Street Address	421 COSDEN RD
City	BARCLAY
State	MD
Zip	21607-1243
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	17.015 ACRES & IMPRS W/SIDE NICKERSON ROAD N/W BARCLAY
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	1, DIXON
Census Block Group	2
Census Block	2027
Census Tract	810200

Owner

Source: Queen Anne's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 COSDEN RD, BARCLAY, MD 21607-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Prior Sale	Mar 12, 1998 · Amount on Record
Deed Book / Page	4111 / 56
Transfer Doc	0000000351
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Sep 9, 2022
Property Address	421 COSDEN RD, BARCLAY, MD 21607-1243
Document Number	0041110056
Book / Page	4111 / 56
Instrument Date	Sep 6, 2022
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	421 COSDEN RD, BARCLAY, MD 21607-1243

Mortgage

Document Number	0004111065
Date	Sep 9, 2022
Instrument	4111-065

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,967 (+31.36%)	$358,100 (+18.42%) Land $132,000 Building $226,100
2025	$2,909.00 (+26.42%)
2023	$2,301.00	$244,333	$302,400 Land $87,000 Building $215,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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