Queen Anne's County property record for 420 Cosden Rd, Barclay, MD 21607
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,496 sqft · built 1995 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,563 (2025) |
| Deeds & Mortgages | May 2026 Sale Mar 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-015184 |
| Primary APN | 01-015184 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,496 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Built-in |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 760 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 752 sqft |
| Deck Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 2,048 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 015184 |
|---|---|
| Street Address | 420 COSDEN RD |
| City | BARCLAY |
| State | MD |
| Zip | 21607-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 3 - 2.00 ACRES E/SIDE NICKERSON ROAD N/W BARLCAY |
| Legal Subdivision | BAGLEY BRUCE B LANDS |
| Legal Lot Number | 3 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 1, DIXON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 810200 |
420 Cosden Rd is owner-occupied and held in a trust since June 1995.
Source: Queen Anne's County records, as of September 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 420 COSDEN RD, BARCLAY, MD 21607-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 25, 2020 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK |
| Jan 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage THE PEOPLES BANK |
| Jan 29, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 28, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 1995 |
| Deed Sale | Jun 10, 1995 |
| Deed Document Number | 199540 |
| Deed Book / Page | 496 / 52 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | May 5, 2026 |
| Property Address | 420 COSDEN RD, BARCLAY, MD 21607-1211 |
| Document Number | 4776000239 |
| Book / Page | 4776 / 239 |
| Instrument Date | Apr 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 420 COSDEN RD, BARCLAY, MD 21607-1211 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 420 COSDEN RD, BARCLAY, MD 21607-1211 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0032910102 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 3291/102 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | CHESTERTOWN, MD 21620 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 420 COSDEN RD, BARCLAY, MD 21607-1211 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0026370207 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 2637/207 |
| Instrument | 2637-207 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | CHESTERTOWN, MD 21620 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Jan 29, 2021 |
| Property Address | 420 COSDEN RD, BARCLAY, MD 21607-1211 |
| Document Number | 0035880033 |
| Book / Page | 003588 / 000033 |
| Instrument Date | Dec 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 CASAIN RD BARCLAY MD 21607, BARCLAY, MD 21607 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Apr 28, 2017 |
| Property Address | 420 COSDEN RD, BARCLAY, MD 21607-1211 |
| Document Number | 0026820211 |
| Book / Page | 002682 / 000211 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 COSDEN RD BARCLAY MD 216071211, BARCLAY, MD 21607-1211 |
The 2025 property tax bill for 420 Cosden Rd was $3,563 with a homeowner's exemption.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $516,300 (+3.97%) | $555,700 (+11.9%) Land $140,000 Building $415,700 | |
| 2025 | $3,563.00 Homeowner's exemption | $496,600 Land $95,000 Building $401,600 | $496,600 Land $95,000 Building $401,600 |
| 2023 | $3,140.00 Homeowner's exemption | $376,000 | $496,600 Land $95,000 Building $401,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 Cosden Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 420 Cosden Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Verizon Fixed Wireless | 300 / 20 |
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