Ashe County property record for 421 Cook St, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 1,669 sqft · built 1971 |
| Lot Size | 0.48 acres (20,960 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,500 (Feb 2020) |
| Tax Bill | $2,037 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09263-001-163 |
| Primary APN | 09263-001-163 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|---|
| Building Area | 1,669 sqft Heated Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Lot Area | 20,960 sqft (0.48 acres) |
| Account Number | 105839 |
|---|---|
| Old Parcel Number | 09263001163 |
| Street Address | 421 COOK ST |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 110-114 FROM JACKIE L BARE COOK ST (RURAL PAV |
| Legal Lot Number | 110-114 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 970502 |
Source: Ashe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 COOK ST, JEFFERSON, NC 28640-9656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Feb 27, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC BAY MORTGAGE GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2020 · Amount on Record |
| Deed Sale | Feb 27, 2020 · Amount on Record |
| Deed Document Number | 2020941 |
| Deed Book / Page | 509 / 2191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 421 COOK ST, JEFFERSON, NC 28640-9656 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000491/0000002464 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 0000000491/0000002464 |
| Instrument | 000000002666 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Feb 27, 2020 |
| Property Address | 421 COOK ST, JEFFERSON, NC 28640-9656 |
| Document Number | 00509/2191 |
| Book / Page | 509 / 2191 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 941 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 COOK ST, JEFFERSON, NC 28640-9656 |
| Document Number | 00509/2194 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 509/2194 |
| Instrument | 942 |
| Name | ATLANTIC BAY MORTGAGE GROUP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Municipality | Jefferson Town |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,037.00 (+5.71%) | $250,300 (-) Land $30,000 Building $220,300 | $250,300 (-) Land $30,000 Building $220,300 |
| 2025 | $1,927.00 (+4.79%) | $250,300 (-) Land $30,000 Building $220,300 | $250,300 (-) Land $30,000 Building $220,300 |
| 2023 | $1,839.00 (+21.39%) | $250,300 (+70.5%) Land $30,000 Building $220,300 | $250,300 (+70.5%) Land $30,000 Building $220,300 |
| 2022 | $1,515.00 | $146,800 Land $15,000 Building $131,800 | $146,800 Land $15,000 Building $131,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
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