Ashe County property record for 118 Cook St, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 480 sqft · built 1999 |
| Lot Size | 4.12 acres (179,273 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,465 (2026) |
| Deeds & Mortgages | Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09263-001-174 |
| Primary APN | 09263-001-174 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 480 sqft Heated Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Lot Area | 179,273 sqft (4.12 acres) |
| Garage Area | 576 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 119997 |
|---|---|
| Old Parcel Number | 09263001174 |
| Street Address | 118 COOK ST |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 LOT * COOK ST LISTING COVERS LOTS 144-149 INHC |
| Legal Lot Number | 144-149 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 970502 |
118 Cook St, a single family home, is held in a trust.
Source: Ashe County records, as of September 9, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 110 COOK ST, JEFFERSON, NC 28640-9601 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Mar 31, 2022 |
| Property Address | 118 COOK ST, JEFFERSON, NC 28640-9601 |
| Document Number | 00539/2405 |
| Book / Page | 539 / 2405 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 1694 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 110 COOK ST, JEFFERSON, NC 28640-9601 |
The 2026 property tax bill for 118 Cook St was $3,465, up 5.7% from the year before.
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Municipality | Jefferson Town |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,465.00 (+5.74%) | $425,700 (-) Land $60,000 Building $365,700 | $425,700 (-) Land $60,000 Building $365,700 |
| 2025 | $3,277.00 | $425,700 Land $60,000 Building $365,700 | $425,700 Land $60,000 Building $365,700 |
| 2023 | $3,128.00 (-2.68%) | $425,700 (+36.01%) Land $60,000 Building $365,700 | $425,700 (+36.01%) Land $60,000 Building $365,700 |
| 2022 | $3,214.00 | $313,000 Land $85,000 Building $228,000 | $313,000 Land $85,000 Building $228,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Cook St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Cook St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
May also be available: Brightspeed.
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