Frederick County property record for 421 Conundrum Ter, Frederick, MD 21702 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,104 sqft Living Area |
| Lot Size | 10,676 sqft (0.245 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $470,000 (2022) |
| Tax Bill | $8,186.00 (2025) |
| Primary APN | 02-593808 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,104 sqft Living Area |
| Gross Area | 2,504 sqft Gross Area |
| 1st Floor | 1,604 sqft 1st Floor |
| Basement Area | 500 sqft Basement |
| Finished Basement | 500 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,676 sqft (0.245 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Porch | Open Porch |
| Porch Area | 36 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 593808 |
|---|---|
| Street Address | 421 CONUNDRUM TER |
| City | FREDERICK |
| State | MD |
| Zip | 21702-6235 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 123 SECTION 9 PL 10,676 SQ FT CLOVER RIDGE |
| Legal Subdivision | PLAT 2 CLVOER RIDGE |
| Legal Lot Number | 123 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 21, TUSCARORA |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 751301 |
Source: Frederick County records · APN 02-593808
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed, Transfer · Conventional Mortgage NFM INC |
| May 23, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 02, 2018 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Jan 10, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 24, 2022 · Amount on Record |
| Deed Sale | Oct 24, 2022 · Amount on Record |
| Prior Sale | May 02, 2018 · Amount on Record |
| Deed Book / Page | 16192 / 156 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 24, 2022 |
| Property Address | 421 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Document Number | 0161920156 |
| Book / Page | 16192 / 156 |
| Map Reference | MB 97 PL 184 |
| Instrument Date | Oct 07, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | NOT AVAILABLE, SOURCEPOINT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 421 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Document Number | 0016192163 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 16192/163 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 421 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 421 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Document Number | 0159340029 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 15934/29 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 421 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0155710156 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 15571/156 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Jun 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 02, 2018 |
| Property Address | 421 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Document Number | 0123900273 |
| Book / Page | 12390 / 0273 |
| Map Reference | MB97 PL184 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 421 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Document Number | 0012390279 |
|---|---|
| Date | May 02, 2018 |
| Instrument | 12390/279 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 10, 2018 |
| Property Address | 421 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Document Number | 0122260040 |
| Book / Page | 012226 / 000040 |
| Instrument Date | Dec 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $127.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4991 NEW DESIGN RD #105 FREDERICK MD 217037342, 105, FREDERICK, MD 21703-7342 |
| Investor | Possibly a Property Investor |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $492,667 (+5.36%) | $542,800 (+16.08%) Land $110,500 Building $432,300 | |
| 2025 | $8,186.00 (+4.69%) Homeowner's exemption | $467,600 (+16.61%) Land $110,500 Building $357,100 | $467,600 (-) Land $110,500 Building $357,100 |
| 2024 | $7,819.00 (+7.17%) | ||
| 2023 | $7,296.00 Homeowner's exemption | $401,000 | $467,600 Land $110,500 Building $357,100 |
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