Frederick County property record for 415 Conundrum Ter, Frederick, MD 21702 · Last verified August 2026
| Property Type | Other > Exempt (Full or Partial) |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 4,155 sqft Gross Area |
| Lot Size | 6,562 sqft (0.151 acres) |
| Garage | Attached, 440 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $88.00 (2025) |
| Primary APN | 02-593811 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 4,155 sqft Gross Area |
| 1st Floor | 1,611 sqft 1st Floor |
| Basement Area | 1,000 sqft Basement |
| Finished Basement | 1,000 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,562 sqft (0.151 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 190 sqft Deck |
| Porch | Open Porch |
| Porch Area | 35 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 593811 |
|---|---|
| Street Address | 415 CONUNDRUM TER |
| City | FREDERICK |
| State | MD |
| Zip | 21702-6235 |
| Property Usage | Other Property Usage |
| Type | Other > Exempt (Full or Partial) |
| Legal Description | LOT 126 SECTION 9 PL 6562.5 SQ FT CLOVER RIDGE |
| Legal Subdivision | PLAT 2 CLOVER RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 126 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 21, TUSCARORA |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 751301 |
Source: Frederick County records · APN 02-593811
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 08, 2023 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage SUN WEST MORTGAGE COMPANY INC |
| Oct 26, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage CALIBER HM LOANS |
| Jan 28, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage CALIBER HM LOANS |
| May 06, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage CALIBER HM LOANS |
| Feb 02, 2018 | Deed, Transfer · Veterans Administration Mortgage NVR MORTGAGE FINANCE INC |
| Dec 22, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NVR MTG FIN |
| Sep 20, 2017 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2024 |
| Deed Sale | Aug 13, 2024 |
| Prior Sale | Mar 06, 2024 · Amount on Record |
| Deed Book / Page | 16980 / 318 |
| Prior Transfer Date | Jul 19, 2024 |
| Prior Transfer Doc | 0169800318 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 08, 2023 |
| Property Address | 415 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Document Number | 0166620228 |
| Book / Page | 16662 / 228 |
| Map Reference | MB 97 PL 184 |
| Instrument Date | Jul 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 415 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Document Number | 0016662232 |
|---|---|
| Date | Nov 08, 2023 |
| Instrument | 16662/232 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 415 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Document Number | 0144050233 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 415 CONUNDRUM TER FREDERICK MD 217026235, FREDERICK, MD 21702-6235 |
| Document Number | 0144050233 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 014405/000233 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 415 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Document Number | 0136380330 |
| Instrument Date | Jan 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2020 |
| Title Company | ITA |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 415 CONUNDRUM TER FREDERICK MD 217026235, FREDERICK, MD 21702-6235 |
| Document Number | 0136380330 |
|---|---|
| Date | Apr 07, 2020 |
| Book Page | 013638/000330 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 06, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 415 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Document Number | 0129690411 |
| Instrument Date | May 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 415 CONUNDRUM TER FREDERICK MD 217026235, FREDERICK, MD 21702-6235 |
| Document Number | 0129690411 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 012969/000411 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 02, 2018 |
| Property Address | 415 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Document Number | 0122640060 |
| Book / Page | 12264 / 0060 |
| Map Reference | MB97 PL184 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 12264-0060 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,970.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 415 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Document Number | 122640066 |
|---|---|
| Date | Feb 02, 2018 |
| Instrument | 12264-0066 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 22, 2017 |
| Property Address | 415 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Document Number | 0121990162 |
| Book / Page | 012199 / 000162 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 20, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $572.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD FREDERICK MD 217037113, FREDERICK, MD 21703-7113 |
| Document Number | 121990167 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 012199/000167 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 20, 2017 |
| Property Address | 415 CONUNDRUM TER, FREDERICK, MD 21702-6235 |
| Document Number | 0120380355 |
| Book / Page | 012038 / 000355 |
| Instrument Date | Sep 07, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2017 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $126.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4991 NEW DESIGN RD #105 FREDERICK MD 217037342, 105, FREDERICK, MD 21703-7342 |
| Investor | Possibly a Property Investor |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $604,833 (+4.84%) | $660,700 (+14.53%) Land $110,100 Building $550,600 | |
| 2025 | $88.00 (-5%) | $576,900 (+15.67%) Land $110,100 Building $466,800 | $576,900 (-) Land $110,100 Building $466,800 |
| 2024 | $176.00 (+1%) | ||
| 2023 | $88.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $498,767 | $576,900 Land $110,100 Building $466,800 |
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