421 Clover Dr, Fletcher, NC 28732 Property Records

Henderson County property record for 421 Clover Dr, Fletcher, NC 28732

Property Summary

Property TypeManufactured or Modular Home
Details2 ba · 1,008 sqft · built 2007
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$21,000 (May 2007)
Tax Bill$1,047 (2025)
Deeds & MortgagesOct 2022 Transfer
Flood ZoneZone X (moderate risk)
APN9663605172

Property Details

APN / Parcel Number

Primary APN9663605172
Alternative APNs
  • 0701829
  • 701829

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,008 sqft Heated Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2012
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area14,810 sqft (0.34 acres)
PorchSlab
Porch Area80 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number701829
Street Address421 CLOVER DR
CityFLETCHER
StateNC
Zip28732-7762
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning Code701829~R-3
Legal Description#21 SEC 2 HOOPER VALLEY EST SE2
Legal SubdivisionHOOPER VALLEY EST
Legal Block60
Legal Lot Number5172
JurisdictionHENDERSON NC
Township / Civil DivisionHOOPERS CREEK
Census Block Group3
Census Block3037
Census Tract930502

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 236, SKYLAND, NC 28776-0236
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2007 · Amount on Record
Deed SaleMay 1, 2007 · Amount on Record
Deed Book / Page1317 / 33
Last Transfer DateOct 19, 2022
Transfer Doc0000988337
Record UpdatedSep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHENDERSON NC
Recording DateOct 19, 2022
Property Address421 CLOVER DR, FLETCHER, NC 28732-7762
Document Number0039760219
Book / Page3976 / 219
Map ReferenceMB 9 PG 104
Instrument DateOct 19, 2022
Instrument988337
Transaction TypeTransfer
Record UpdatedNov 7, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 236, SKYLAND, NC 28776-0236

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 236, SKYLAND, NC 28776-0236

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFletcher Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,100 (-) Land $62,600 Building $180,500
2025$1,047.00
2023$243,100 Land $62,600 Building $180,500$243,100 Land $62,600 Building $180,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims12 (2018–2024)
Claims Outside the SFHA2 of 12
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOOPERS VALLEY ESTATES
private · serves 220 people · EPA ID NC0145127
Water SourcePurchased surface water from CITY OF HENDERSONVILLE
Last State InspectionAug 2025
Also Mapped HereCITY OF ASHEVILLE
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Cable
940 / 35

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clover Dr

Nearby Streets

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