Henderson County property record for 384 Clover Dr, Fletcher, NC 28732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1978 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $102,500 (Feb 2006) |
| Tax Bill | $901 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9663605475 |
| Primary APN | 9663605475 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,050 sqft Heated Area |
| 1st Floor Area | 1,050 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Carport |
| Garage Area | 272 sqft |
| Carport | Carport |
| Carport Area | 272 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 56 sqft |
| Deck Area | 168 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Account Number | 701832 |
|---|---|
| Street Address | 384 CLOVER DR |
| City | FLETCHER |
| State | NC |
| Zip | 28732-7767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 701832~R-3 |
| Legal Description | HOOPERS VALLEY ESTATES LO40 SE2 PLC-243 |
| Legal Subdivision | HOOPERS VALLEY ESTATES |
| Legal Block | 60 |
| Legal Lot Number | 5475 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HOOPERS CREEK |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 930502 |
384 Clover Dr is owned and occupied by two individuals who bought it in February 2006.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 384 CLOVER DR, FLETCHER, NC 28732-7767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2006 · Amount on File |
| Deed Sale | Feb 13, 2006 · Amount on File |
| Deed Book / Page | 1263 / 214 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 384 Clover Dr was $901.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Fletcher Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $209,200 Land $53,400 Building $155,800 | ||
| 2025 | $901.00 | ||
| 2023 | $209,200 Land $53,400 Building $155,800 | $209,200 Land $53,400 Building $155,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 384 Clover Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 12 (2018–2024) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 384 Clover Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOOPERS VALLEY ESTATES private · serves 220 people · EPA ID NC0145127 |
|---|---|
| Water Source | Purchased surface water from CITY OF HENDERSONVILLE |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | CITY OF ASHEVILLE |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
May also be available: Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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