421 Clark St, Cambridge, OH 43725 Property Records

Guernsey County property record for 421 Clark St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,600 sqft
Lot Size	0.108 acres (4,720 sqft)
Owner	2 Individual Names on File
Last Sale	$74,000 (Nov 2009)
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-0001411.000`

Property Details

APN / Parcel Number

Primary APN	`06-0001411.000`
Alternative APN	`002896-4`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	800 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Frame
Roof Material	Shingle
Lot Area	4,720 sqft (0.108 acres)
Lot Dimensions	118 ft deep x 40 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002896-4
Street Address	421 CLARK ST
City	CAMBRIDGE
State	OH
Zip	43725-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-09 14 TABERNACLE
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	TABERNACLE
Legal Tract	2
Legal Lot Number	14
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3023
Census Tract	977500

Owner

421 Clark St is owned and occupied by two individuals who bought it in November 2009.

Source: Guernsey County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 CLARK ST, CAMBRIDGE, OH 43725-1933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 21, 2022	Transfer on Death Deed, Transfer
Nov 2, 2009	Warranty Deed, Transfer · FHA Mortgage WESBANCO BANK INC
Sep 26, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2009 · Amount on File
Deed Sale	Nov 2, 2009 · Amount on File
Deed Document Number	20095518
Deed Book / Page	467 / 1109
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jun 26, 2026
Property Address	421 CLARK ST, CAMBRIDGE, OH 43725-1933
Document Number	0000003291
Book / Page	612 / 4100
Instrument Date	Jun 24, 2026
Instrument	20263291
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 CLARK ST, CAMBRIDGE, OH 43725-1933

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GUERNSEY OH
Recording Date	Apr 21, 2022
Property Address	421 CLARK ST, CAMBRIDGE, OH 43725-1933
Document Number	00582/2460
Book / Page	582 / 2460
Map Reference	MB 9 PG 37
Instrument Date	Apr 20, 2022
Instrument	202200002316
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	421 CLARK ST, CAMBRIDGE, OH 43725-1933

November 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Nov 2, 2009
Property Address	421 CLARK ST, CAMBRIDGE, OH 43725-1933
Document Number	00467/1109
Book / Page	467 / 1109
Map Reference	MB 9 PG 37
Instrument Date	Oct 30, 2009
Instrument	200900005518
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 CLARK ST, ZANESVILLE, OH 43701-4212

Mortgage

Document Number	200900005519
Date	Nov 2, 2009
Instrument	200900005519

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2039

September 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Sep 26, 2006
Property Address	421 CLARK ST, CAMBRIDGE, OH 43725-1933
Document Number	00443/0755
Book / Page	443 / 0755
Map Reference	MB 100 PG 304
Instrument Date	Sep 25, 2006
Instrument	200600015709
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 WHEELING AVE, CAMBRIDGE, OH 43725-2317
Mail Care Of	ADVANTAGE BANK

Tax Assessment & Valuation

The 2025 property tax bill for 421 Clark St was $1,606 with a homeowner's exemption, down 1.3% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,606.00 (-1.29%) Homeowner's exemption	$32,550 (-) Land $5,978 Building $26,572
2024	$1,627.00 (+11.51%) Homeowner's exemption	$32,550 (+17.14%) Land $5,978 Building $26,572	$93,000 Land $17,080 Building $75,920
2023	$1,459.00 (+5.88%) Homeowner's exemption	$27,787 (+0.03%) Land $5,103 Building $22,684
2022	$1,378.00 Homeowner's exemption	$27,780 Land $5,100 Building $22,680	$79,380 (-0.01%) Land $14,570 Building $64,810
2021			$79,390 Land $14,580 Building $64,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Clark St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Clark St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications.

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