413 Clark St, Cambridge, OH 43725 Property Records

Guernsey County property record for 413 Clark St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,552 sqft
Lot Size	0.155 acres (6,760 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (Oct 2020)
Tax Bill	$1,753 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-0003973.000`

Property Details

APN / Parcel Number

Primary APN	`06-0003973.000`
Alternative APN	`004706-3`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
1st Floor Area	824 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Frame
Roof Material	Shingle
Lot Area	6,760 sqft (0.155 acres)
Lot Dimensions	169 ft deep x 40 ft wide
Terrain	Rolling
Garage Area	576 sqft
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004706-3
Street Address	413 CLARK ST
City	CAMBRIDGE
State	OH
Zip	43725-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-09 N PT 12 SCHICK
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	SCHICKS ADDITION
Legal Tract	2
Legal Lot Number	12PT
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3023
Census Tract	977500

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	413 CLARK ST, CAMBRIDGE, OH 43725-1933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 19, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Aug 9, 2010 · Amount on Record
Deed Document Number	20205671
Deed Book / Page	571 / 3967
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	413 CLARK ST, CAMBRIDGE, OH 43725-1933
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00579/2092
Date	Dec 3, 2021
Book Page	579/2092
Instrument	202100006829

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2046

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Oct 19, 2020
Property Address	413 CLARK ST, CAMBRIDGE, OH 43725-1933
Document Number	00571/3967
Book / Page	571 / 3967
Instrument Date	Oct 2, 2020
Instrument	202000005671
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	ELITA LAND TITLE, ELITE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6577, DETROIT, MI 48226
Investor	Possibly a Property Investor

Mortgage

Document Number	202000005672
Date	Oct 19, 2020
Instrument	202000005672

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,753.00 (-1.3%) Homeowner's exemption	$35,553 (-) Land $7,119 Building $28,434
2024	$1,776.00 (+11.49%) Homeowner's exemption	$35,553 (+17.15%) Land $7,119 Building $28,434	$101,580 (+17.16%) Land $20,340 Building $81,240
2023	$1,593.00 (-15.45%) Homeowner's exemption	$30,348 (+0.03%) Land $6,076 Building $24,272
2022	$1,884.00 Homeowner's exemption	$30,340 Land $6,070 Building $24,270	$86,700 (-0.01%) Land $17,350 Building $69,350
2021			$86,710 Land $17,360 Building $69,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications.

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