411 Choctaw St, Liberty, MO 64068 Property Records

Clay County property record for 411 Choctaw St, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,259 sqft · built 2019
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (May 2019)
Tax Bill	$3,633 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-119-00-12-026.00`

Property Details

APN / Parcel Number

Primary APN	`15-119-00-12-026.00`
Alternative APNs	`1511900120260001` `272790`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,259 sqft Living Area
Gross Area	3,211 sqft
1st Floor Area	944 sqft
Basement Area	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	200 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	2 Parking Spaces
Deck Area	40 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	411 CHOCTAW ST
City	LIBERTY
State	MO
Zip	64068-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MICHAEL ARTHURS 2ND ADDITION E116 LT 15 (TR 3)
Legal Range	31W
Legal Township	51N
Legal Section	08
Legal Subdivision	MICHAEL ARTHURS 2ND ADDITION
Legal Tract	3
Legal Lot Number	15
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2015
Census Tract	21403

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 CHOCTAW ST, LIBERTY, MO 64068-2507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Warranty Deed, Transfer COMMERCE BK
May 1, 2019	Quit Claim Deed, Transfer PLATTE VLY BK/MO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Deed Document Number	201910657
Deed Book / Page	8403 / 22
Prior Transfer Date	Apr 26, 2019
Prior Transfer Doc	0000010657
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Dec 15, 2020
Property Address	411 CHOCTAW ST, LIBERTY, MO 64068-2507
Document Number	0000048907
Book / Page	008900 / 000002
Instrument Date	Dec 9, 2020
Instrument	48907
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 CHOCTAW ST LIBERTY MO 640682507, LIBERTY, MO 64068-2507

Mortgage

Document Number	51394
Date	Dec 15, 2020
Book Page	008917/000039
Instrument	51394

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	May 1, 2019
Property Address	411 CHOCTAW ST, LIBERTY, MO 64068-2507
Document Number	0000010657
Book / Page	008403 / 000022
Instrument Date	Apr 26, 2019
Instrument	10657
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	411 CHOCTAW ST LIBERTY MO 640682507, LIBERTY, MO 64068-2507

Mortgage

Document Number	10658
Date	May 1, 2019
Book Page	008403/000023
Instrument	10658

Lender

Name	PLATTE VLY BK/MO
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,633.00 (-0.16%)	$50,560 (+8.66%)	$266,105 (+8.66%)
2023	$3,639.00 (+81.23%)	$46,530	$244,894
2019	$2,008.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: KC Web, Wisper ISP.

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