Caroline County property record for 421 Caroline St, Denton, MD 21629
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,160 sqft · built 1956 |
| Lot Size | 0.43 acres (18,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $73,000 (Jul 1993) |
| Tax Bill | $2,285 (2026) |
| Deeds & Mortgages | May 2017 Loan Modification May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-009416 |
| Primary APN | 03-009416 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,160 sqft Total Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,750 sqft (0.43 acres) |
| Lot Dimensions | 250 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 288 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 009416 |
|---|---|
| Street Address | 421 CAROLINE ST |
| City | DENTON |
| State | MD |
| Zip | 21629-1196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR |
| Legal Description | 18750 SQ FT CAROLINE STREET NE OF DENTON |
| Legal Subdivision | CARTER SUB |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 3, DENTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 955302 |
421 Caroline St is owned and occupied by two individuals who bought it in July 1993.
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 CAROLINE ST, DENTON, MD 21629-1196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2017 | Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA |
| May 18, 2017 | Deed of Trust, Mortgage · Line of Credit HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 1993 · Amount on File |
| Deed Sale | Jul 26, 1993 · Amount on File |
| Deed Book / Page | 254 / 73 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 421 CAROLINE ST, DENTON, MD 21629-1196 |
| Document Number | 0012590122 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 421 CAROLINE ST DENTON MD 216291196, DENTON, MD 21629-1196 |
| Document Number | 0012590122 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 001259/000122 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2047 |
| Rate | 4.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 421 CAROLINE ST, DENTON, MD 21629-1196 |
| Document Number | 0012600076 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 421 CAROLINE ST DENTON MD 216291196, DENTON, MD 21629-1196 |
| Document Number | 0012600076 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 001260/000076 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 421 Caroline St was $2,285 with a homeowner's exemption, up 3.4% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Denton Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,285.00 (+3.39%) Homeowner's exemption | $177,967 | $205,300 Land $56,000 Building $149,300 |
| 2025 | $2,210.00 | ||
| 2023 | $2,188.00 Homeowner's exemption | $142,367 | $164,300 Land $56,000 Building $108,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Caroline St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 421 Caroline St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DENTON serves 4,848 people · EPA ID MD0050001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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