403 Caroline St, Denton, MD 21629 Property Records

Caroline County property record for 403 Caroline St, Denton, MD 21629

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1991
Lot Size	0.416 acres (18,120 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Aug 2019)
Tax Bill	$3,008 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-027333`

Property Details

APN / Parcel Number

Primary APN	`03-027333`
Alternative APNs	`3027333` `027333`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,120 sqft (0.416 acres)
Deck Area	15 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	027333
Street Address	403 CAROLINE ST
City	DENTON
State	MD
Zip	21629-1196
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Description	18,120 SQ FT N/S CAROLINE ST DENTON
Legal Subdivision	HELMSTADT ASSOC INC
Jurisdiction	CAROLINE MD
Township / Civil Division	3, DENTON
Census Block Group	3
Census Block	3005
Census Tract	955302

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 CAROLINE ST, DENTON, MD 21629-1196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 22, 2019	Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2019 · Amount on Record
Deed Sale	Aug 22, 2019 · Amount on Record
Prior Sale	Feb 4, 2008 · Amount on Record
Deed Book / Page	1371 / 425
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	403 CAROLINE ST, DENTON, MD 21629-1196
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015400428
Date	Dec 2, 2021
Book Page	1540/428

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Aug 22, 2019
Property Address	403 CAROLINE ST, DENTON, MD 21629-1196
Document Number	0013710425
Book / Page	1371 / 425
Instrument Date	Aug 20, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	EVANS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CAROLINE ST, DENTON, MD 21629-1196

Mortgage

Document Number	0001371431
Date	Aug 22, 2019
Instrument	1371/431

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Denton Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,008.00 (+7.31%)	$179,900 (+25.42%)	$208,300 (+25.71%) Land $55,500 Building $152,800
2025	$2,803.00 (+11.58%)
2023	$2,512.00	$143,433	$165,700 Land $55,500 Building $110,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DENTON serves 4,848 people · EPA ID MD0050001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Choptank Fiber.

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