Stephens County property record for 421 Carolina Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,508 sqft · built 2001 |
| Lot Size | 2.72 acres (118,483 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $259,900 (Aug 2017) |
| Tax Bill | $3,124 (2025) |
| Deeds & Mortgages | Mar 2020 Loan Modification Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040 027 |
| Primary APN | 040 027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,508 sqft Heated Area |
| Basement Area | 2,508 sqft |
| Unfinished Basement | 2,508 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 118,483 sqft (2.72 acres) |
| Garage Area | 531 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 176 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 367092 |
|---|---|
| Street Address | 421 CAROLINA DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-9841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 17A + 17B THE HIGHLANDS S/D |
| Legal Subdivision | THE HIGHLANDS S/D |
| Legal Lot Number | 17A+B |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 CAROLINA DR, TOCCOA, GA 30577-9841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2020 | Loan Modification, Mortgage AMERIS BK |
| Aug 16, 2017 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2017 · Amount on Record |
| Deed Sale | Aug 8, 2017 · Amount on Record |
| Prior Sale | Nov 30, 2015 · Amount on Record |
| Deed Document Number | 0011291645 |
| Deed Book / Page | 1129 / 164 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 421 CAROLINA DR, TOCCOA, GA 30577-9841 |
| Document Number | 0012050260 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 421 CAROLINA DR TOCCOA GA 305779841, TOCCOA, GA 30577-9841 |
| Document Number | 0012050260 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 001205/000260 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 22, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Aug 16, 2017 |
| Property Address | 421 CAROLINA DR, TOCCOA, GA 30577-9841 |
| Document Number | 0011290164 |
| Book / Page | 001129 / 000164 |
| Instrument Date | Aug 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 11290166 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 001129/000166 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2047 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,124.00 (+33.56%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $178,790 (+56.11%) Land $10,661 Building $168,129 | $446,976 (+56.11%) Land $26,653 Building $420,323 |
| 2023 | $2,339.00 (-28.56%) Homeowner's exemption | $114,529 (+4.12%) Land $10,661 Building $103,868 | $286,324 (+4.12%) Land $26,653 Building $259,671 |
| 2022 | $3,274.00 Homeowner's exemption | $109,995 Land $10,661 Building $99,334 | $274,987 Land $26,653 Building $248,334 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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