Stephens County property record for 320 Carolina Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,075 sqft · built 2006 |
| Lot Size | 1.74 acres (75,794 sqft) |
| Owner | Individual Name on File |
| Last Sale | $314,000 (Aug 2006) |
| Tax Bill | $5,474 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 040 040 |
| Primary APN | 040 040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,075 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 75,794 sqft (1.74 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 630 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Utility Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 367066 |
|---|---|
| Street Address | 320 CAROLINA DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-9810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TRACTS 1& 2 {PT LOT 5} HIGHLANDS S/D |
| Legal Subdivision | THE HIGHLANDS |
| Legal Tract | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970102 |
320 Carolina Dr is owned and occupied by an individual who bought it in August 2006.
Source: Stephens County records, as of March 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 CAROLINA DR, TOCCOA, GA 30577-9810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Survivor |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2006 · Amount on File |
| Deed Sale | Aug 16, 2006 · Amount on File |
| Prior Sale | Nov 7, 2005 · Amount on File |
| Deed Document Number | 20061380 |
| Deed Book / Page | 774 / 182 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 320 Carolina Dr was $5,474 with a homeowner's exemption.
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,474.00 Homeowner's exemption | $244,903 Land $8,200 Building $236,703 | $612,258 Land $20,500 Building $591,758 |
| 2023 | $4,334.00 (+5.27%) Homeowner's exemption | $147,588 (+6.7%) Land $8,200 Building $139,388 | $368,971 (+6.7%) Land $20,500 Building $348,471 |
| 2022 | $4,117.00 Homeowner's exemption | $138,323 Land $8,200 Building $130,123 | $345,807 Land $20,500 Building $325,307 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Carolina Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Carolina Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures