421 Bowline Dr, Denver, NC 28037 Property Records

Lincoln County property record for 421 Bowline Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,845 sqft · built 2021
Lot Size	0.137 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$414,500 (Aug 2021)
Tax Bill	$3,155 (2023)
Deeds & Mortgages	Dec 2021 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3692-71-1659`

Property Details

APN / Parcel Number

Primary APN	`3692-71-1659`
Alternative APNs	`102744` `286256`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,845 sqft Finished Area

Exterior

Year Built	Built 2021
Architectural Style	Custom Design
Lot Area	6,011 sqft (0.137 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	286256
Street Address	421 BOWLINE DR
City	DENVER
State	NC
Zip	28037-0558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	#786 CAROLINA RIDGE
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3005
Census Tract	71102

Owner

Source: Lincoln County records · APN 3692-71-1659

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	421 BOWLINE DR, DENVER, NC 28037-0558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 23, 2021	Special Warranty Deed, Transfer · Conventional Mortgage SHEA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	0003075970
Deed Book / Page	3075 / 970
Record Updated	Jun 07, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	421 BOWLINE DR, DENVER, NC 28037-0558
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 BOWLINE DR, DENVER, NC 28037-0558

Mortgage

Document Number	0003121633
Date	Dec 28, 2021
Book Page	3121/633
Instrument	644953

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 14, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 23, 2021
Property Address	421 BOWLINE DR, DENVER, NC 28037-0558
Document Number	0003075970
Book / Page	3075 / 970
Map Reference	MB 18 PG 158-164
Instrument Date	Aug 23, 2021
Instrument	637339
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$829.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 BREA CANYON RD, 655, WALNUT, CA 91789-3078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 BOWLINE DR, DENVER, NC 28037-0558

Mortgage

Document Number	0000637340
Date	Aug 23, 2021
Instrument	637340

Lender

Name	SHEA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,155.00	$504,656 Land $75,000 Building $429,656	$504,656 Land $75,000 Building $429,656

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 373 locations within half a mile of this property.

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