421 Birch Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 421 Birch Ave, Lake Bluff, IL 60044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,582 sqft · built 1939
Lot Size	0.552 acres (24,023 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Jan 2007)
Tax Bill	$6,830 (2024)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-312-014`

Property Details

APN / Parcel Number

Primary APN	`12-18-312-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,582 sqft Living Area
Gross Area	2,557 sqft
1st Floor Area	1,152 sqft
Upper Floors Area	430 sqft
Basement Area	935 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	24,023 sqft (0.552 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	421 BIRCH AVE
City	LAKE BLUFF
State	IL
Zip	60044-1575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FREDK H BARTLETTS NORTH SHORE PROPERTIES(EX E 60FT) LOT 4 & ALL LOT 5 BLK 10
Legal Subdivision	FREDK H BARTLETTS NORTH SHORE PROPERTIES
Legal Block	10
Legal Lot Number	4,5
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	1
Census Block	1029
Census Tract	863202

Owner

421 Birch Ave is owned and occupied by an individual who bought it in January 2007.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	421 BIRCH AVE, LAKE BLUFF, IL 60044-1575
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2007 · Amount on File
Deed Sale	Jan 17, 2007 · Amount on File
Prior Sale	Jun 8, 1998 · Amount on File
Deed Document Number	20076121680
Prior Transfer Date	Jan 20, 2004
Prior Transfer Doc	0005493341
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	421 BIRCH AVE, LAKE BLUFF, IL 60044-1575
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007686707
Date	Aug 21, 2020
Instrument	7686707

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,772 Land $48,601 Building $83,171	$395,356 Land $145,818 Building $249,538
2024	$6,830.00 (+11.56%)
2023	$6,122.00 (+2.15%)	$101,770 (+6.98%) Land $37,535 Building $64,235	$305,340 (+6.98%) Land $112,616 Building $192,724
2022	$5,993.00	$95,134 Land $35,088 Building $60,046	$285,431 Land $105,275 Building $180,156

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Birch Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1981–2020)
Claims Outside the SFHA	4 of 10
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Birch Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE BLUFF serves 5,600 people · EPA ID IL0970750
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20