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408 Birch Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 408 Birch Ave, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,937 sqft · built 1995
Lot Size0.37 acres (16,104 sqft)
Owner2 Individual Names on File
Last Sale$540,000 (Apr 2022)
Tax Bill$11,541 (2024)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-18-314-005

Property Details

APN / Parcel Number

Primary APN12-18-314-005

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,937 sqft Living Area
Gross Area4,416 sqft
1st Floor Area1,554 sqft
Upper Floors Area1,308 sqft
Basement Area1,554 sqft
Finished Basement1,075 sqft
Unfinished Basement479 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area16,104 sqft (0.37 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address408 BIRCH AVE
CityLAKE BLUFF
StateIL
Zip60044-1576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionF.H.BARTLETTS NO.SHORE PROPERTIES LOT 1 BLOCK 15
Legal SubdivisionF.H.BARTLETTS NO.SHORE PROPERTIES
Legal Block15
Legal Lot Number1
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group1
Census Block1028
Census Tract863202

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2200 PROGRESS PKWY
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2022 · Amount on File
Deed SaleApr 21, 2022 · Amount on File
Prior SaleAug 17, 2016 · Amount on File
Deed Document Number20227898200
Prior Transfer DateNov 3, 1997
Prior Transfer Doc0004044999
Record UpdatedOct 29, 2026

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IL
Recording DateApr 21, 2022
Property Address408 BIRCH AVE, LAKE BLUFF, IL 60044-1576
Document Number0007898200
Map ReferenceDOC 295961
Instrument DateApr 12, 2022
Instrument7898200
Transaction TypeTransfer
Record UpdatedSep 20, 2023
Title CompanyCAMBRIDGE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10258 S WESTERN AVE, CHICAGO, IL 60643-1948

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address408 BIRCH AVE, LAKE BLUFF, IL 60044-1576
InvestorPossibly a Property Investor

Mortgage

Document Number0007898201
DateApr 21, 2022
Instrument7898201
Lender
NameHOMELAND MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$188,243 (+12.59%) Land $32,146 Building $156,097$564,786 (+12.59%) Land $96,448 Building $468,338
2024$11,541.00 (+5.23%)
2023$10,967.00 (+2.13%)$167,191 (+0.92%) Land $28,551 Building $138,640$501,624 (+0.92%) Land $85,662 Building $415,962
2022$10,738.00$165,667 Land $28,291 Building $137,376$497,050 Land $84,881 Building $412,169

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims10 (1981–2020)
Claims Outside the SFHA4 of 10
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE BLUFF
serves 5,600 people · EPA ID IL0970750
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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