421 Bermuda Way, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 421 Bermuda Way, Middletown, KY 40243

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,582 sqft · built 1974
Lot Size	0.216 acres (9,448 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2021)
Tax Bill	$2,287 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21162600380000`

Property Details

APN / Parcel Number

Primary APN	`21162600380000`
Alternative APNs	`162600380000` `00064387`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,582 sqft Finished Area
Basement Area	1,284 sqft
Finished Basement	800 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,448 sqft (0.216 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Patio Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00064387
Street Address	421 BERMUDA WAY
City	MIDDLETOWN
State	KY
Zip	40243-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7-RESIDENTIAL MULTI-FAMI
Legal Description	LOT 38 STARVIEW ESTATES PB 28 PG 91 SES BERMUDA WAY 0.2169 AC+/- 70 X 135
Legal Subdivision	VIEW ESTATES
Legal Lot Number	38
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	4
Census Block	4027
Census Tract	10406

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	421 BERMUDA WAY, LOUISVILLE, KY 40243-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jul 26, 2021	Special Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Sep 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Sep 10, 2019 · Amount on Record
Deed Document Number	08165592
Deed Book / Page	12086 / 330
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	421 BERMUDA WAY, MIDDLETOWN, KY 40243-1509
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000078679
Date	Apr 1, 2021
Book Page	17277/797
Instrument	2021078679

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 26, 2021
Property Address	421 BERMUDA WAY, MIDDLETOWN, KY 40243-1509
Document Number	0000183999
Book / Page	12086 / 330
Map Reference	MB 28 PG 91
Instrument Date	Apr 30, 2021
Instrument	2021183999
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6060 DUTCHMANS LN STE 110, 110, LOUISVILLE, KY 40205-3277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 BERMUDA WAY, LOUISVILLE, KY 40243-1509
Investor	Possibly a Property Investor

Mortgage

Document Number	0000184000
Date	Jul 26, 2021
Instrument	2021184000

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	May 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Sep 10, 2019
Property Address	421 BERMUDA WAY, MIDDLETOWN, KY 40243-1509
Document Number	0115010627
Book / Page	011501 / 000627
Instrument Date	Sep 10, 2019
Instrument	210452
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6060 DUTCHMANS LN #110 LOUISVILLE KY 402053277, 110, LOUISVILLE, KY 40205-3277

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Middletown City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,287.00 (-3.62%)	$205,000 (-) Land $40,000 Building $165,000
2024			$205,000 (-) Land $40,000 Building $165,000
2023	$2,373.00 (-0.38%)	$205,000 (-) Land $40,000 Building $165,000	$205,000 (-) Land $40,000 Building $165,000
2022	$2,382.00	$205,000 Land $40,000 Building $165,000	$205,000 Land $40,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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