Louisville/Jefferson County Metro Government property record for 413 Bermuda Way, Middletown, KY 40243
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,713 sqft · built 1973 |
| Lot Size | 0.216 acres (9,448 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $277,000 (Oct 2021) |
| Tax Bill | $3,091 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21162600420000 |
| Primary APN | 21162600420000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,713 sqft Finished Area |
| Basement Area | 1,377 sqft |
| Finished Basement | 1,200 sqft |
| Flooring | Covered |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,448 sqft (0.216 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00065718 |
|---|---|
| Street Address | 413 BERMUDA WAY |
| City | MIDDLETOWN |
| State | KY |
| Zip | 40243-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7-RESIDENTIAL MULTI-FAMI |
| Legal Description | LOT 42 STARVIEW ESTATES PB 28 PG 91 0.2169 AC |
| Legal Subdivision | VIEW ESTATES |
| Legal Lot Number | 42 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | EAST JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 10406 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 413 BERMUDA WAY, LOUISVILLE, KY 40243-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Line of Credit PARK COMMUNITY FCU |
| Oct 1, 2021 | Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2021 · Amount on Record |
| Deed Sale | Oct 1, 2021 · Amount on Record |
| Prior Sale | Mar 2, 2012 · Amount on Record |
| Deed Document Number | 12031103 |
| Deed Book / Page | 12153 / 823 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 413 BERMUDA WAY, MIDDLETOWN, KY 40243-1509 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000138852 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | M 18569/655 |
| Instrument | 2023138852 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40299 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Oct 1, 2021 |
| Property Address | 413 BERMUDA WAY, MIDDLETOWN, KY 40243-1509 |
| Document Number | 0000246488 |
| Book / Page | D 12153 / 823 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021246488 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4100 ESTATE DR, LOUISVILLE, KY 40216-3917 |
| Name | Verified Name |
|---|---|
| Address | 413 BERMUDA WAY, LOUISVILLE, KY 40243-1509 |
| Document Number | 0000246489 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021246489 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Middletown City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,091.00 (-3.62%) | $277,000 (-) Land $40,000 Building $237,000 | |
| 2024 | $277,000 (-) Land $40,000 Building $237,000 | ||
| 2023 | $3,207.00 (-0.34%) | $277,000 (-) Land $40,000 Building $237,000 | $277,000 (-) Land $40,000 Building $237,000 |
| 2022 | $3,218.00 | $277,000 Land $40,000 Building $237,000 | $277,000 Land $40,000 Building $237,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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