421 Benham Dr, Millstadt, IL 62260 Property Records

St. Clair County property record for 421 Benham Dr, Millstadt, IL 62260 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,628 sqft · built 2008
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,416 (2019)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2021 Mortgage + 1 more
APN	`12-10-0-402-057`

Property Details

APN / Parcel Number

Primary APN	`12-10-0-402-057`

Interior

Stories	1 Story
Building Area	1,628 sqft Living Area
Gross Area	4,056 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	22,500 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	421 BENHAM DR
City	MILLSTADT
State	IL
Zip	62260-2275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALPINE TRAILS 1ST ADD LOT 95 A02525649
Legal Subdivision	ALPINE TRAILS 1ST ADD
Legal Lot Number	95
Jurisdiction	ST CLAIR IL
Township / Civil Division	MILLSTADT
Census Block Group	3
Census Block	3004
Census Tract	503203

Owner

Source: St. Clair County records · APN 12-10-0-402-057

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	421 BENHAM DR, MILLSTADT, IL 62260-2275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC
Jun 23, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 02, 2017	Quit Claim Deed, Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 02, 2017
Deed Sale	Feb 02, 2017
Prior Sale	Apr 04, 2014 · Amount on Record
Deed Document Number	A02525649
Record Updated	Jun 07, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	421 BENHAM DR, MILLSTADT, IL 62260-2275
Transaction Type	Mortgage
Record Updated	Aug 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02724930
Date	Nov 08, 2021
Instrument	A02724930

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

Interest

Rate Type	Fixed Rate
Rate	2.62%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	421 BENHAM DR, MILLSTADT, IL 62260-2275
Transaction Type	Mortgage
Record Updated	Aug 03, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02705171
Date	Jun 23, 2021
Instrument	A02705171

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Feb 01, 2047

February 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 02, 2017
Property Address	421 BENHAM DR, MILLSTADT, IL 62260-2275
Document Number	00A2525649
Instrument Date	Jan 27, 2017
Instrument	2525649
Transaction Type	Mortgage
Record Updated	May 01, 2017
Title Company	SNP TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	421 BENHAM DR MILLSTADT IL 622602275, MILLSTADT, IL 62260-2275

Mortgage

Document Number	A2525650
Date	Feb 02, 2017
Instrument	2525650

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Millstadt Township
Municipality	Millstadt Village
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Millstadt Consolidated Community School District 160 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022		$78,660 Land $13,919 Building $64,741	$235,980 Land $41,757 Building $194,223
2019	$5,416.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635032033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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