409 Benham Dr, Millstadt, IL 62260 Property Records

St. Clair County property record for 409 Benham Dr, Millstadt, IL 62260

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,104 sqft · built 2017
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,000 (Dec 2017)
Tax Bill	$8,956 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Dec 2017 Sale & Mortgage + 1 more
APN	`12-10-0-402-059`

Property Details

APN / Parcel Number

Primary APN	`12-10-0-402-059`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Porch	Porch
Porch Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	409 BENHAM DR
City	MILLSTADT
State	IL
Zip	62260-2275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALPINE TRAILS 1ST ADD LOT 94 A02562236
Legal Subdivision	ALPINE TRAILS 1ST ADD
Legal Block	402
Legal Lot Number	94
Jurisdiction	ST CLAIR IL
Township / Civil Division	MILLSTADT
Census Block Group	3
Census Block	3004
Census Tract	503203

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 BENHAM DR, MILLSTADT, IL 62260-2275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Dec 20, 2017	Warranty Deed, Transfer MOVEMENT MTG
Jul 13, 2017	Grant Deed, Construction Loan · Construction Mortgage ALPINE TRAILS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2017 · Amount on Record
Deed Sale	Dec 20, 2017 · Amount on Record
Prior Sale	Jul 13, 2017 · Amount on Record
Deed Document Number	20172562236
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	409 BENHAM DR, MILLSTADT, IL 62260-2275
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02798986
Date	Nov 28, 2023
Instrument	A02798986

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	10.6%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 20, 2017
Property Address	409 BENHAM DR, MILLSTADT, IL 62260-2275
Document Number	00A2562236
Instrument Date	Dec 15, 2017
Instrument	2562236
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7273 WIRTH RD MILLSTADT IL 622603001, MILLSTADT, IL 62260-3001

Mortgage

Document Number	A2562237
Date	Dec 20, 2017
Instrument	2562237

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Interest

Rate	3.5%

July 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 13, 2017
Property Address	409 BENHAM DR, MILLSTADT, IL 62260-2275
Document Number	00A2543302
Instrument Date	Jul 12, 2017
Instrument	2543302
Transaction Type	Construction Loan
Record Updated	Jan 11, 2019
Title Company	PTI

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2661 N ILLINOIS ST #110 SWANSEA IL 622262302, 110, SWANSEA, IL 62226-2302

Mortgage

Document Number	A2543303
Date	Jul 13, 2017
Instrument	2543303

Lender

Name	ALPINE TRAILS
Address	2810 FRANK SCOTT PKWY W # 712, BELLEVILLE, IL 62223-5007

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 12, 2018

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Millstadt Township
Municipality	Millstadt Village
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Millstadt Consolidated Community School District 160 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,956.00 (+20.9%)	$131,071 (+29.77%) Land $24,746 Building $106,325	$393,213 (+29.77%) Land $74,238 Building $318,975
2022		$101,000 Land $20,772 Building $80,228	$303,000 Land $62,316 Building $240,684
2019	$7,408.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLSTADT serves 4,071 people · EPA ID IL1630850
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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