421 Bear Rdg, Highlandville, MO 65669 Property Records

Christian County property record for 421 Bear Rdg, Highlandville, MO 65669

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,838 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-0.2-10-0-0-2.011`

Property Details

APN / Parcel Number

Primary APN	`20-0.2-10-0-0-2.011`
Alternative APN	`20-0.2-10-000-000-002.011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	2,838 sqft Adjusted Area
1st Floor Area	1,569 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Combination
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	421 BEAR RDG
City	HIGHLANDVILLE
State	MO
Zip	65669-8385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BEAR RIDGE
Legal Range	22
Legal Township	25
Legal Section	10
Legal Subdivision	BEAR RIDGE
Legal Lot Number	10
Jurisdiction	CHRISTIAN MO
Township / Civil Division	SOUTH GALLOWAY
Census Block Group	3
Census Block	3031
Census Tract	20501

Owner

Source: Christian County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	421 BEAR RDG, HIGHLANDVILLE, MO 65669-8385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit METRO CU
Sep 23, 2017	Deed of Trust, Mortgage · Line of Credit METRO CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 3, 2011
Deed Sale	Oct 3, 2011
Prior Sale	Mar 2, 2011
Deed Document Number	2011010280
Deed Book / Page	2011 / 010280
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	421 BEAR RDG, HIGHLANDVILLE, MO 65669-8385
Transaction Type	Mortgage
Record Updated	Nov 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 BEAR RDG, HIGHLANDVILLE, MO 65669-8385

Mortgage

Document Number	0202216973
Date	Nov 21, 2022
Book Page	2022/16973
Instrument	2022L17150

Lender

Name	METRO CU
Type	Credit Union
Address	SPRINGFIELD, MO 65806

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 20, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	421 BEAR RDG, HIGHLANDVILLE, MO 65669-8385
Document Number	0201712875
Book / Page	002017 / 012875
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 BEAR RDG HIGHLANDVILLE MO 656698385, HIGHLANDVILLE, MO 65669-8385

Mortgage

Document Number	0201712875
Date	Oct 2, 2017
Book Page	002017/012875
Instrument	13016

Lender

Name	METRO CU
Type	Credit Union
Address	SPRINGFIELD, MO 65806

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Spokane R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$38,720 (+6.08%)	$203,800 (+6.09%) Land $40,000 Building $163,800
2023	$36,500	$192,100 Land $40,000 Building $152,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Apr 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 94% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Total Highspeed Fixed Wireless	30 / 10

May also be available: Brightspeed, White River Valley Electric Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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