395 Bear Rdg, Highlandville, MO 65669 Property Records

Christian County property record for 395 Bear Rdg, Highlandville, MO 65669

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,562 sqft · built 2017
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,790 (2025)
Deeds & Mortgages	Oct 2026 Sale Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-0.2-10-0-0-2.010`

Property Details

APN / Parcel Number

Primary APN	`20-0.2-10-0-0-2.010`
Alternative APN	`20-0.2-10-000-000-002.010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,562 sqft Living Area
1st Floor Area	1,562 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Wood
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	395 BEAR RDG
City	HIGHLANDVILLE
State	MO
Zip	65669-8387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BEAR RIDGE S/D
Legal Range	22W
Legal Township	25N
Legal Section	10
Legal Subdivision	BEAR RIDGE S/D
Legal Lot Number	9
Jurisdiction	CHRISTIAN MO
Township / Civil Division	SOUTH GALLOWAY
Census Block Group	3
Census Block	3031
Census Tract	20501

Owner

Source: Christian County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	395 BEAR RDG, HIGHLANDVILLE, MO 65669-8387
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer HOGAN LAND TITLE
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 22, 2022	Warranty Deed, Transfer MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE
Dec 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026
Deed Sale	Oct 1, 2026
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	202612360
Deed Book / Page	2026 / 12191
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Oct 1, 2026
Property Address	395 BEAR RDG, HIGHLANDVILLE, MO 65669-8387
Document Number	0000012360
Book / Page	2026 / 12191
Instrument Date	Sep 30, 2026
Instrument	202612360
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	HOGAN LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 BEAR RDG, HIGHLANDVILLE, MO 65669-8387

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 22, 2022
Property Address	395 BEAR RDG, HIGHLANDVILLE, MO 65669-8387
Document Number	0202209393
Book / Page	2022 / 9393
Instrument Date	Jun 13, 2022
Instrument	2022L09491
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 BEAR RDG, HIGHLANDVILLE, MO 65669-8385

Mortgage

Document Number	2022L09492
Date	Jun 22, 2022
Instrument	2022L09492

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 22, 2022
Property Address	395 BEAR RDG, HIGHLANDVILLE, MO 65669-8387
Document Number	0202209392
Book / Page	2022 / 9392
Instrument Date	Jun 13, 2022
Instrument	2022L09490
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 W TREVOR TRL, OZARK, MO 65721-8438

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Dec 15, 2017
Property Address	395 BEAR RDG, HIGHLANDVILLE, MO 65669-8387
Document Number	0201716217
Book / Page	002017 / 016217
Instrument Date	Dec 15, 2017
Instrument	16388
Transaction Type	Transfer
Record Updated	Jan 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	395 BEAR RDG HIGHLANDVILLE MO 656698387, HIGHLANDVILLE, MO 65669-8387

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Spokane R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,790.00 (+5.67%)	$36,020 (+9.32%)	$189,600 (+9.34%) Land $40,000 Building $149,600
2024	$1,694.00
2023		$32,950	$173,400 Land $40,000 Building $133,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Apr 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 94% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: Brightspeed, White River Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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