Dubuque County property record for 421 Banak Ct, Dubuque, IA 52003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,226 sqft · built 1979 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,782 (2024) |
| Deeds & Mortgages | Apr 2020 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-34-129-004 |
| Primary APN | 10-34-129-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 1,188 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,200 sqft (0.211 acres) |
| Lot Dimensions | 115 ft deep x 80 ft wide |
| Deck Area | 204 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 421 BANAK CT |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52003-7725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 7 BLK 5 CEDAR LAKE ADD |
| Legal Subdivision | HOOVER |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 802 |
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 BANAK CT, DUBUQUE, IA 52003-7725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 23, 2020 | Deed of Trust, Mortgage · Commercial Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 421 BANAK CT, DUBUQUE, IA 52003-7725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004998 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 2020-00004998 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 421 BANAK CT, DUBUQUE, IA 52003-7725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004892 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 2020-00004892 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52001 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 11, 2027 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $229,500 (+5.57%) Land $35,400 Building $194,100 | $229,500 (+5.57%) Land $35,400 Building $194,100 | |
| 2024 | $2,782.00 (-7.76%) | ||
| 2023 | $217,400 (+18.31%) Land $33,300 Building $184,100 | $217,400 (+18.31%) Land $33,300 Building $184,100 | |
| 2022 | $3,016.00 Homeowner's exemption | $183,750 Land $33,280 Building $150,470 | |
| 2021 | $183,750 Land $33,280 Building $150,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Maquoketa Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Comelec Internet Services, ImOn Communications, Nextlink.
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