Dubuque County property record for 401 Banak Ct, Dubuque, IA 52003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 994 sqft · built 1979 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,900 (Feb 2025) |
| Tax Bill | $2,602 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-34-129-002 |
| Primary APN | 10-34-129-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 994 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 400 sqft |
| Game Room | Game Room |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 401 BANAK CT |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52003-7725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 5 BLK 5 CEDAR LAKE ADD |
| Legal Subdivision | HOOVER |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 802 |
401 Banak Ct is owned and occupied by an individual who bought it in February 2025.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 BANAK CT, DUBUQUE, IA 52003-7725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage DUPACO COMMUNITY CU |
| Nov 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2025 · Amount on File |
| Deed Sale | Feb 4, 2025 · Amount on File |
| Prior Sale | Nov 15, 2019 · Amount on File |
| Deed Document Number | 0020251446 |
| Prior Transfer Date | Apr 5, 2021 |
| Prior Transfer Doc | 2021-00005241 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Apr 5, 2021 |
| Property Address | 401 BANAK CT, DUBUQUE, IA 52003-7725 |
| Document Number | 0000005241 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021-00005241 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 BANAK CT, DUBUQUE, IA 52003-7725 |
| Document Number | 0000005242 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021-00005242 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Nov 15, 2019 |
| Property Address | 401 BANAK CT, DUBUQUE, IA 52003-7725 |
| Document Number | 0000014237 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 2019-00014237 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $266.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 BANAK CT, DUBUQUE, IA 52003-7725 |
| Document Number | 0000014238 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 2019-00014238 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Number | 0000014239 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 2019-00014239 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Nov 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 6.5% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $203,600 Land $31,900 Building $171,700 | $203,600 Land $31,900 Building $171,700 | |
| 2024 | $2,602.00 | ||
| 2023 | $191,200 (+15.97%) Land $30,000 Building $161,200 | $191,200 Land $30,000 Building $161,200 | |
| 2022 | $2,690.00 Homeowner's exemption | $164,870 Land $30,000 Building $134,870 | |
| 2021 | $164,870 Land $30,000 Building $134,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Banak Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 Banak Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Maquoketa Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Comelec Internet Services, ImOn Communications, Nextlink.
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