421 43rd St, Oakland, CA 94609 Property Records

Alameda County property record for 421 43rd St, Oakland, CA 94609

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,275 sqft · built 1918
Lot Size0.069 acres (3,024 sqft)
Owner2 Individual Names on Record
Last Sale$624,500 (Oct 2012)
Tax Bill$14,281 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-1102-3

Property Details

APN / Parcel Number

Primary APN13-1102-3
Alternative APN
  • 013-1102-003-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,275 sqft Living Area

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1967
Architectural StyleCustom Design
Construction TypeWood
Lot Area3,024 sqft (0.069 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address421 43RD ST
CityOAKLAND
StateCA
Zip94609-2120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00003 BLK: AR: 0013 PAGE: 1102
Legal SubdivisionCENTRAL OAKLAND
Legal BlockH
Legal Lot Number1&2
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group1
Census Block1021
Census Tract401200

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address421 43RD ST, OAKLAND, CA 94609-2120
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Oct 27, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2012 · Amount on Record
Deed SaleOct 5, 2012 · Amount on Record
Prior SaleMay 10, 2007 · Amount on Record
Deed Document Number2012329902
Prior Transfer DateMay 2, 1997
Prior Transfer Doc0000113191
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address421 43RD ST, OAKLAND, CA 94609-2120
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 3RD ST, OAKLAND, CA 94607-3816

Mortgage

Document Number0000358648
DateDec 21, 2020
Instrument2020358648
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address421 43RD ST, OAKLAND, CA 94609-2120
Document Number0000255974
Instrument DateOct 27, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address421 43RD ST OAKLAND CA 946092120, OAKLAND, CA 94609-2120

Mortgage

Document Number0000255974
DateNov 20, 2017
Instrument255974
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 19, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$983,360 (+1.28%) Land $235,248 Building $755,112
2025$14,281.00 (-2.45%) Homeowner's exemption$970,947 (+4.04%) Land $230,637 Building $740,310
2023$14,639.00 Homeowner's exemption$933,249 Land $221,682 Building $711,567$1,445,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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