415 43rd St, Oakland, CA 94609 Property Records

Alameda County property record for 415 43rd St, Oakland, CA 94609

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,316 sqft · built 1916
Lot Size0.079 acres (3,432 sqft)
Owner2 Individual Names on File
Last Sale$594,000 (Jan 2011)
Tax Bill$11,683 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-1102-5

Property Details

APN / Parcel Number

Primary APN13-1102-5
Alternative APN
  • 013-1102-005-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,316 sqft Living Area

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1950
Architectural StyleL-Shape
Construction TypeWood
Lot Area3,432 sqft (0.079 acres)

Location & Zoning

Street Address415 43RD ST
CityOAKLAND
StateCA
Zip94609-2120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00005 BLK: AR: 0013 PAGE: 1102
Legal SubdivisionCENTRAL OAKLAND
Legal BlockH
Legal Lot Number13,14
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group1
Census Block1021
Census Tract401200

Owner

415 43rd St is owned and occupied by two individuals who bought it in January 2011.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address415 43RD ST, OAKLAND, CA 94609-2120
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · FHA Mortgage
SUN WEST MORTGAGE COMPANY INC
Jan 25, 2022Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Nov 24, 2017Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2011 · Amount on File
Deed SaleJan 27, 2011 · Amount on File
Prior SaleOct 29, 2010 · Amount on File
Deed Document Number201133309
Prior Transfer DateMay 13, 2005
Prior Transfer Doc0000335283
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address415 43RD ST, OAKLAND, CA 94609-2120
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 43RD ST, OAKLAND, CA 94609-2120

Mortgage

Document Number0000149467
DateNov 26, 2025
Instrument2025149467
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
Address18303 GRIDLEY RD, CERRITOS, CA 90703
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address415 43RD ST, OAKLAND, CA 94609-2120
Transaction TypeMortgage
Record UpdatedFeb 18, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 43RD ST, OAKLAND, CA 94609-2120

Mortgage

Document Number0000015981
DateJan 25, 2022
Instrument2022015981
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2051

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionALAMEDA CA
Property Address415 43RD ST, OAKLAND, CA 94609-2120
Document Number0000034492
Instrument DateNov 24, 2017
Transaction TypeMortgage
Record UpdatedMar 12, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 43RD ST OAKLAND CA 946092120, OAKLAND, CA 94609-2120

Mortgage

Document Number0000034492
DateFeb 16, 2018
Instrument34492
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 15, 2048
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 415 43rd St was $11,683.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$775,798 (+2%) Land $232,726 Building $543,072
2025$11,683.00$760,588 Land $228,163 Building $532,425
2023$11,961.00$731,063 Land $219,306 Building $511,757$1,447,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 43rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 415 43rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

Nearby Properties on 43rd St

Nearby Streets

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