421 3rd Ave E, Spencer, IA 51301 Property Records

Clay County property record for 421 3rd Ave E, Spencer, IA 51301 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Quadplex
Bedrooms	9 Beds
Bathrooms	6.5 Baths
Year Built	Built 1968
Square Footage	3,665 sqft Total Area
Lot Size	11,250 sqft (0.258 acres)
Garage	Attached, 1,661 sqft
Occupancy	Owner Occupied
Tax Bill	$3,504.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`963607390007`
Alternative APN	`64096360739000700`

Interior

Bedrooms	9 Beds
Full Baths	6.5 Baths
Partial Baths	3 Partial Baths
Total Rooms	17 Rooms
Building Area	3,665 sqft Total Area
1st Floor	1,316 sqft 1st Floor
Basement Area	1,316 sqft Basement
Finished Basement	850 sqft Finished
Unfinished Basement	1,316 sqft Unfinished
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Other Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,250 sqft (0.258 acres)
Depth X Width	150 ft x 75 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Type	Attached Garage
Garage Area	1,661 sqft Garage
Deck Area	160 sqft Deck
Porch Area	160 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Water Source	Commercial Water Source

Location & Zoning

Street Address	421 3RD AVE E
City	SPENCER
State	IA
Zip	51301-5003
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Quadplex
Legal Description	N 1/2 ALLEY ON S & 1 9 3RD RY ADD E 25' 2 9 3RD RY
Legal Range	36W
Legal Township	96N
Legal Section	7
Legal Subdivision	RAILWAY 3RD ADDITION
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	2
Census Block	2015
Census Tract	80200

Owner

Source: Clay County records · APN 963607390007

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	421 3RD AVE E, SPENCER, IA 51301-5003
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust, Corporate Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 16, 2012
Transfer Doc	02012/2465
Record Refreshed	Jun 08, 2026

November 2024: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	CLAY IA
Recording Date	Nov 04, 2024
Property Address	421 3RD AVE E, SPENCER, IA 51301-5003
Document Number	02024/2442
Book / Page	2024 / 2442
Instrument Date	Oct 30, 2024
Instrument	2024 2442
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 3RD AVE E, SPENCER, IA 51301-5003

Mortgage

Date	Nov 04, 2024

Lender

Name	TIM CAMPBELL ETUX
Type	Private Party

Agreement

Type	Land Contract (Agreement of Sale)
Amount	Amount Recorded
Term	240 Months
Due	Nov 01, 2044

Interest

Rate	10%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,504.00	$192,820 (-11.88%) Land $19,890 Building $172,930	$192,820 (-11.88%) Land $19,890 Building $172,930
2024	$3,504.00 (+21.33%)
2023		$218,820 (+33.47%) Land $15,300 Building $203,520	$218,820 (+33.47%) Land $15,300 Building $203,520
2022	$2,888.00	$163,950 Land $15,300 Building $148,650
2021			$163,950 Land $15,300 Building $148,650