4209 Snail Shell Cave Rd, Rockvale, TN 37153 Property Records

Rutherford County property record for 4209 Snail Shell Cave Rd, Rockvale, TN 37153

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,788 sqft · built 1900
Lot Size5.77 acres (251,341 sqft)
Owner2 Individual Names on Record
Last Sale$291,500 (Nov 2021)
Tax Bill$1,565 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Nov 2021 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN122-004.00-000

Property Details

APN / Parcel Number

Primary APN122-004.00-000
Alternative APNs
  • 122 00400
  • R0073975

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,788 sqft Living Area
1st Floor Area1,788 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialGravel
Lot Area251,341 sqft (5.77 acres)
TerrainRolling
Garage TypeMixed
Garage Area378 sqft
PorchSlab
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected
Water SourceCommercial

Location & Zoning

Account NumberR0073975
Street Address4209 SNAIL SHELL CAVE RD
CityROCKVALE
StateTN
Zip37153-4102
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionRUTHERFORD TN
Township / Civil Division8
Census Block Group1
Census Block1010
Census Tract40809

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4209 SNAIL SHELL CAVE RD, ROCKVALE, TN 37153-4102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2022Warranty Deed, Transfer · Commercial Mortgage
FIRST COMMERCE BANK
Nov 19, 2021Warranty Deed, Transfer · Commercial Mortgage
FIRST COMMERCE BANK
Dec 13, 2021Intrafamily Transfer, Transfer
LAWYERS LAND AND TITLE SERVICES, LAWYERS LAND & TTL SVCS LLC
Jul 14, 2021Intrafamily Transfer, Transfer
Apr 18, 2019Loan Modification, Mortgage
PINNACLE BK
Feb 27, 2018Loan Modification, Mortgage · Conventional Mortgage
PINNACLE BK/SIOUX CTY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2021 · Amount on Record
Deed SaleNov 19, 2021 · Amount on Record
Prior SaleJun 20, 1995 · Amount on Record
Deed Document Number20212405991
Deed Book / Page2171 / 2082
Prior Transfer DateNov 17, 2021
Prior Transfer Doc0021811261
Record UpdatedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD TN
Recording DateMar 8, 2022
Property Address4209 SNAIL SHELL CAVE RD, ROCKVALE, TN 37153-4102
Document Number0022162762
Book / Page2216 / 2762
Instrument DateFeb 24, 2022
Instrument2428083
Transaction TypeTransfer
Record UpdatedMay 13, 2022
Title CompanyFIRST CHOICE TITLE, FIRST COMMERCE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,517.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4209 SNAIL SHELL CAVE RD, ROCKVALE, TN 37153-4102

Mortgage

Document Number0022162765
DateMar 8, 2022
Instrument2216-2765
Lender
NameFIRST COMMERCE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD TN
Recording DateNov 19, 2021
Property Address4209 SNAIL SHELL CAVE RD, ROCKVALE, TN 37153-4102
Document Number0021712082
Book / Page2171 / 2082
Instrument DateNov 17, 2021
Instrument2405991
Transaction TypeTransfer
Record UpdatedDec 31, 2021
Title CompanyLAWYERS LAND AND TITLE SERVICES, LAWYERS LAND & TTL SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,078.55
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12148 PATE RD, ROCKVALE, TN 37153-4431

Mortgage

Document Number0021712086
DateNov 19, 2021
Instrument2171-2086
Lender
NameFIRST COMMERCE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueNov 17, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRUTHERFORD TN
Recording DateDec 13, 2021
Property Address4209 SNAIL SHELL CAVE RD, ROCKVALE, TN 37153-4102
Document Number0021811261
Book / Page2181 / 1261
Instrument DateNov 17, 2021
Instrument2410751
Transaction TypeTransfer
Record UpdatedFeb 24, 2022
Title CompanyLAWYERS LAND AND TITLE SERVICES, LAWYERS LAND & TTL SVCS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12148 PATE RD, ROCKVALE, TN 37153-4431

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRUTHERFORD TN
Recording DateJul 14, 2021
Property Address4209 SNAIL SHELL CAVE RD, ROCKVALE, TN 37153-4102
Document Number21093451
Book / Page2109 / 3451
Instrument DateJul 12, 2021
Instrument2375645
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4209 SNAIL SHELL CAVE RD, ROCKVALE, TN 37153-4102

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRUTHERFORD TN
Property Address4209 SNAIL SHELL CAVE RD, ROCKVALE, TN 37153-4102
Document NumberRB17752449
Instrument DateApr 18, 2019
Transaction TypeMortgage
Record UpdatedJun 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4209 SNAIL SHELL CAVE RD ROCKVALE TN 371534102, ROCKVALE, TN 37153-4102

Mortgage

Document NumberRB17752449
DateMay 23, 2019
Book Page001775/002449
Instrument2207418
Lender
NamePINNACLE BK
TypeBank
AddressMURFREESBORO, TN 37130
Agreement
Term240 Months
DueMay 22, 2039

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRUTHERFORD TN
Property Address4209 SNAIL SHELL CAVE RD, ROCKVALE, TN 37153-4102
Document NumberRB16553070
Instrument DateFeb 27, 2018
Transaction TypeMortgage
Record UpdatedMar 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4209 SNAIL SHELL CAVE RD ROCKVALE TN 371534102, ROCKVALE, TN 37153-4102

Mortgage

Document NumberRB16553070
DateMar 12, 2018
Book Page001655/003070
Instrument2134830
Lender
NamePINNACLE BK/SIOUX CTY
TypeBank
AddressMURFREESBORO, TN 37130
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRutherford County
Unified School DistrictRutherford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,675 (+57.4%) Land $51,500 Building $65,175$466,700 (+67.1%) Land $206,000 Building $260,700
2025$1,565.00 (+19.47%)$74,125 (+6.16%) Land $27,575 Building $46,550
2023$1,310.00$69,825 Land $27,575 Building $42,250$279,300 (-5.8%) Land $110,300 Building $169,000
2022$296,500 Land $110,300 Building $186,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (2013–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimJul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONSOLIDATED U.D. OF RUTHERFORD CO
serves 221,871 people · EPA ID TN0000791
Water SourceSurface water
Last State InspectionJan 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000

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