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4206 Snail Shell Cave Rd, Rockvale, TN 37153 Property Records

Rutherford County property record for 4206 Snail Shell Cave Rd, Rockvale, TN 37153

Property Summary

Property TypeSingle Family Home
Details2,677 sqft · built 2022
Lot Size61.5 acres (2,678,940 sqft)
Owner2 Individual Names on File
Tax Bill$2,649 (2025)
Deeds & MortgagesApr 2026 Mortgage
Dec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN122-004.06-000

Property Details

APN / Parcel Number

Primary APN122-004.06-000
Alternative APNs
  • 122 00406
  • R0129460

Interior

Plumbing Fixtures14 Plumbing Fixtures
Building Area2,677 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialGravel
Lot Area2,678,940 sqft (61.5 acres)
Garage TypeCarport
CarportCarport
PorchSlab
Porch Area1,204 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account NumberR0129460
Street Address4206 SNAIL SHELL CAVE RD
CityROCKVALE
StateTN
Zip37153-4423
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionRUTHERFORD TN
Township / Civil Division8
Census Block Group1
Census Block1030
Census Tract40809

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4209 SNAIL SHELL CAVE RD, ROCKVALE, TN 37153-4102
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
PINNACLE BANK
Dec 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
COGENT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Recording DateApr 14, 2026
Property Address4206 SNAIL SHELL CAVE RD, ROCKVALE, TN 37153-4423
Document Number0002643926
Book / Page2634 / 1924
Instrument DateApr 7, 2026
Instrument20262643926
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4206 SNAIL SHELL CAVE RD, ROCKVALE, TN 37153-4423

Mortgage

Document Number0002643926,
DateApr 14, 2026
Book Page2634/1924
Instrument20262643926
Lender
NamePINNACLE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Property Address4206 SNAIL SHELL CAVE RD, ROCKVALE, TN 37153-4423
Transaction TypeMortgage
Record UpdatedJun 2, 2023
Title CompanyNOT AVAILABLE, PREMIER LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address555 OLD HIGHWAY 99, EAGLEVILLE, TN 37060-4731

Mortgage

Document Number0023062667
DateDec 20, 2022
Book Page2306/2667
Instrument2476756
Lender
NameCOGENT BANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRutherford County
Unified School DistrictRutherford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$173,850 (+23.15%) Land $37,675 Building $136,175$695,400 (+22.15%) Land $150,700 Building $544,700
2025$2,649.00 (-0.79%)$141,175 (-0.81%) Land $16,400 Building $124,775
2023$2,670.00$142,325 Land $16,400 Building $125,925$569,300 (+0.81%) Land $65,600 Building $503,700
2022$564,700 Land $65,600 Building $499,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (2013–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimJul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONSOLIDATED U.D. OF RUTHERFORD CO
serves 221,871 people · EPA ID TN0000791
Water SourceSurface water
Last State InspectionJan 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Starlink
Satellite		280 / 30

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