4209 S Phillips Ave, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 4209 S Phillips Ave, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,327 sqft · built 1946
Lot Size	0.367 acres (15,978 sqft)
Owner	Individual Name on Record
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-33-302-041-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-33-302-041-000`
Alternative APN	`51301`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,327 sqft Finished Area
1st Floor Area	1,327 sqft
Basement Area	762 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,978 sqft (0.367 acres)
Lot Dimensions	302 ft deep x 52.9 ft wide
Garage Type	Detached
Garage Area	1,352 sqft
Parking Spaces	5 Parking Spaces
Deck Area	121 sqft
Patio Area	121 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	51301
Street Address	4209 S PHILLIPS AVE
City	SIOUX FALLS
State	SD
Zip	57105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FP;FP
Legal Description	LOT 1 & LOT 24 BLOCK 2 VISTA GARDENS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	VISTA GARDENS ADDN
Legal Block	2
Legal Lot Number	1,24
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2013
Census Tract	1902

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 W ROSE ST, SIOUX FALLS, SD 57105-6821
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2018	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 6, 2014	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Dec 30, 2013	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST PREMIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4209 S PHILLIPS AVE, SIOUX FALLS, SD 57105
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1847MTG/103
Date	Sep 13, 2018
Book Page	1847 MTG/103

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4209 S PHILLIPS AVE, SIOUX FALLS, SD 57105
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1914MTG/24
Date	Feb 10, 2021
Book Page	1914 MTG/24

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

October 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4209 S PHILLIPS AVE, SIOUX FALLS, SD 57105
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001764/361
Date	Oct 6, 2014
Book Page	1764/361
Instrument	421019

Lender

Name	PLAINS COMMERCE BANK
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2044

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4209 S PHILLIPS AVE, SIOUX FALLS, SD 57105
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W ROSE ST, SIOUX FALLS, SD 57105-6821

Mortgage

Document Number	001750/306
Date	Dec 30, 2013
Book Page	1750/306
Instrument	336743

Lender

Name	FIRST PREMIER BANK
Type	Seller
Address	536 N SYCAMORE AVE # A, SIOUX FALLS, SD 57110

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 29, 2018

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,337 (+5.2%) Land $56,274 Building $246,063	$302,337 Land $56,274 Building $246,063
2025	$3,939.00	$287,400 (+6.88%) Land $56,900 Building $230,500
2024	$3,939.00 (+4.68%)	$268,900 (+2.75%) Land $56,900 Building $212,000
2022	$3,763.00	$261,700 Land $40,600 Building $221,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	45 (1984–2024)
Claims Outside the SFHA	20 of 45
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 16 claims Severe Storms And Flooding, Jul 2010 · 16 claims Severe Storms, Tornadoes & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluepeak.

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